Synchrony Financial, originally a spinoff of GE Capital's retail financing business, is the largest provider of private-label credit cards in the United States by both outstanding receivables and purchasing volume. Synchrony partners with other firms to market its credit products in their physical stores as well as on their websites and mobile applications. Synchrony operates through three segments: retail card (private-label and co-branded general-purpose credit cards), payment solutions (promotional financing for large ticket purchases), and CareCredit (financing for elective healthcare procedures).
Quick Stats
Mar 31, 202661.9
AI Score
BUY0.89
Volume Ratio
Apr 21, 2026
Next Earnings
18
+ve Days (30d)
12
-ve Days (30d)
SYF Stock Summary
Last updated Mar 31, 2026
SYF is currently trading at $68.02, positioned below its 200-day moving average of $73.3, suggesting bearish momentum. The stock has a 52-week range of $40.545 to $88.77.
Technical Analysis: The 50-day moving average stands at $70.41, which is above the current price, indicating bearish near-term pressure. The RSI (Relative Strength Index) reads 51.266, suggesting the stock is neutral with balanced momentum.
Money Flow Indicators: The Chaikin Money Flow (20-day) is -0.056, which is negative, suggesting distribution or selling pressure. Our AI-powered investment score rates SYF at 61.9/100 with a BUY recommendation.
SYF (SYNCHRONY FINANCIAL) Indicators
Last updated Mar 31, 2026
| Indicator | Value |
|---|---|
| RSI(14) | 51.266 |
| CMF (20) | -0.056 |
| ROC (10) | 4.666 |
| ADX (14) | 30.995 |
| Indicator | Value |
|---|---|
| MACD (12,26,9) | -1.19 |
| AROONOSC (14) | 50.0 |
| WILLAMS %R (14) | -7.428 |
| MFI (14) | 73.525 |
SYF Technical Chart
- Candlesticks: Green = price up, Red = price down. Body shows open/close, wicks show high/low.
- SMAs: Moving averages help identify trends. Price above SMA = bullish, below = bearish.
- Options OI: Shows max open interest strikes. High OI = significant price levels.
- Volume Profile: Shows price levels with most trading activity. POC = Point of Control (highest volume).
- Earnings: Vertical lines mark earnings dates. Watch for volatility around these dates.
- Gamma Walls: Key support/resistance from options gamma exposure. Orange = resistance above, Purple = support below.
- Fibonacci Retracement: Auto-calculated support/resistance levels based on recent high/low. Key levels: 23.6%, 38.2%, 50%, 61.8%, 78.6%.
- Unusual Activity: Highlights days with abnormal volume (2x+ average) or large price moves (5%+). Red marker = unusual activity detected.
Technical Indicators
Select indicators above to analyze technical patterns
Indicators will appear below the price chart with perfectly aligned datesVolume Profile Analysis
Horizontal histogram showing volume distribution at each price level with buying/selling pressure
SYF Price vs Max Options Open Interest
SYF Max Change In Options Open Interest
SYF Options - Sort by Max open Interest (near term)
31st March 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
SYF Daily Out of Money Options - Sort by Max open Interest (near term)
31st March 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
SYF Daily In the Money Options - Sort by Max open Interest (near term)
31st March 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
SYF Most Active Options by Volume(near term)
31st March 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | Volume | OI | Change in OI |
Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
SYNCHRONY FINANCIAL is not trading above both 50 Day and 200 Day SMA which is considered Bearish.
SYF Moving Averages Analysis
SYF (SYNCHRONY FINANCIAL) Simple Moving Averages
Moving Averages are last updated Mar 31, 2026
| Days | MA |
|---|---|
| 10 | 66.45 |
| 20 | 66.21 |
| 30 | 67.85 |
| 50 | 70.41 |
| 100 | 75.19 |
| 200 | 73.3 |
SYF Fundamental Analysis
| P/E (Forward) | 7.1994 |
| P/E (Trailing) | 7.0431 |
| Market Cap ($) | 23.5 billion |
| Earnings/Share ($) | 9.28 |
| Net Proft Margin (%) | 0.3641 |
| Dividend/Share ($) | 1.15 |
| EPS Estimate Current Year ($) | 9.2354 |
| EPS Estimate Next Year ($) | 10.4613 |
| WallStreet Target Price ($) | 89.2174 |
| Most Recent Quarter |