UnitedHealth Group is one of the largest private health insurers and provides medical benefits to about 51 million members globally, including 1 million outside the US as of December 2024. As a leader in employer-sponsored, self-directed, and government-backed insurance plans, UnitedHealth has obtained massive scale in medical insurance. Along with its insurance assets, UnitedHealth's Optum franchises help create a healthcare services colossus that spans everything from pharmaceutical benefits to providing outpatient care and analytics to both affiliated and third-party customers.
Quick Stats
Jan 30, 202647.0
AI Score
HOLD1.37
Volume Ratio
Apr 16, 2026
Next Earnings
14
+ve Days (30d)
16
-ve Days (30d)
UNH Stock Summary
Last updated Jan 30, 2026
UNH is currently trading at $286.93, positioned below its 200-day moving average of $329.15, suggesting bearish momentum. The stock has a 52-week range of $234.6 to $606.36.
Technical Analysis: The 50-day moving average stands at $329.33, which is above the current price, indicating bearish near-term pressure. The RSI (Relative Strength Index) reads 32.4, suggesting the stock is neutral with balanced momentum.
Money Flow Indicators: The Chaikin Money Flow (20-day) is -0.046, which is negative, suggesting distribution or selling pressure. Our AI-powered investment score rates UNH at 47.0/100 with a HOLD recommendation.
UNH (UNITEDHEALTH GROUP INCORPORATED (Delaware)) Indicators
Last updated Jan 30, 2026
| Indicator | Value |
|---|---|
| RSI(14) | 32.4 |
| CMF (20) | -0.046 |
| ROC (10) | -15.208 |
| ADX (14) | 22.654 |
| Indicator | Value |
|---|---|
| MACD (12,26,9) | -8.977 |
| AROONOSC (14) | -14.286 |
| WILLAMS %R (14) | -90.951 |
| MFI (14) | 42.057 |
UNH Technical Chart
- Candlesticks: Green = price up, Red = price down. Body shows open/close, wicks show high/low.
- SMAs: Moving averages help identify trends. Price above SMA = bullish, below = bearish.
- Options OI: Shows max open interest strikes. High OI = significant price levels.
- Volume Profile: Shows price levels with most trading activity. POC = Point of Control (highest volume).
- Earnings: Vertical lines mark earnings dates. Watch for volatility around these dates.
- Gamma Walls: Key support/resistance from options gamma exposure. Orange = resistance above, Purple = support below.
- Fibonacci Retracement: Auto-calculated support/resistance levels based on recent high/low. Key levels: 23.6%, 38.2%, 50%, 61.8%, 78.6%.
- Unusual Activity: Highlights days with abnormal volume (2x+ average) or large price moves (5%+). Red marker = unusual activity detected.
Technical Indicators
Select indicators above to analyze technical patterns
Indicators will appear below the price chart with perfectly aligned datesVolume Profile Analysis
Horizontal histogram showing volume distribution at each price level with buying/selling pressure
UNH Price vs Max Options Open Interest
UNH Max Change In Options Open Interest
UNH Options - Sort by Max open Interest (near term)
30th January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
UNH Daily Out of Money Options - Sort by Max open Interest (near term)
30th January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
UNH Daily In the Money Options - Sort by Max open Interest (near term)
30th January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
UNH Most Active Options by Volume(near term)
30th January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | Volume | OI | Change in OI |
Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
UNITEDHEALTH GROUP INCORPORATED (Delaware) is not trading above both 50 Day and 200 Day SMA which is considered Bearish.
UNH Moving Averages Analysis
UNH (UNITEDHEALTH GROUP INCORPORATED (Delaware)) Simple Moving Averages
Moving Averages are last updated Jan 30, 2026
| Days | MA |
|---|---|
| 10 | 323.61 |
| 20 | 332.22 |
| 30 | 331.07 |
| 50 | 329.33 |
| 100 | 338.5 |
| 200 | 329.15 |
UNH Fundamental Analysis
| P/E (Forward) | 15.9744 |
| P/E (Trailing) | 15.3135 |
| Market Cap ($) | 266.3 billion |
| Earnings/Share ($) | 19.2 |
| Net Proft Margin (%) | 0.0269 |
| Dividend/Share ($) | 0 |
| EPS Estimate Current Year ($) | 17.8535 |
| EPS Estimate Next Year ($) | 20.2875 |
| WallStreet Target Price ($) | 373.6 |
| Most Recent Quarter |
UnitedHealth Group (UNH) faces limit down as company issues weaker revenue guidance for FY2026. Despite drop in stock price, some investors remain optimistic about the company's future. Medicare revenue cuts and rising insurance prices are impacting profitability. Stock continues to decline, with potential for further losses ahead.
Updated 2026-01-27 13:00:02