AIZ Stock Analysis: Buy, Sell, or Hold?
AIZ - Assurant, Inc.
$218.26
1.93 (0.89%)
▲
5d:
+0.39%
30d:
-5.9%
90d:
-9.38%
BUY
HIGH Confidence
Analysis Updated: Apr 2, 2026 12:00 AM ET
Earnings: May 05, 2026
29d
Smart Money Accumulation
AIZ is down 5.2% this week, but smart money is accumulating calls. Top strike: $230 2026-04-17 with 115 OI. Call ratio: 100% View Scanner →
Strength: 7.6/10
Get Alerted When AIZ Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
✅ BUY SIGNAL: AIZ shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
✅ BUY SIGNAL: AIZ shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$312.65
Based on 5.6% avg growth
INTRINSIC VALUE TODAY
$194.13
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.7x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: AIZ is currently trading at $218.26, which is considered fair relative to its 30-day fair value range of $213.99 to $226.67. The stock's valuation (Forward PE: 9.8) is in line with its historical norms (10.7). Remarkably, the market is currently pricing in an annual earnings decline of 2.9% over the next few years. This pessimistic expectation contrasts with the company's recent 15.1% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, AIZ is in a downtrend. The price is approaching resistance at $222.00. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: AIZ has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. In the options market, Implied Volatility is low (11th percentile), suggesting options premiums are relatively cheap. This makes it an attractive time for long options strategies if you have a directional bias. Wall Street analysts see significant upside, with an average price target of $261.33 (+19.7%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, AIZ is in a downtrend. The price is approaching resistance at $222.00. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: AIZ has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. In the options market, Implied Volatility is low (11th percentile), suggesting options premiums are relatively cheap. This makes it an attractive time for long options strategies if you have a directional bias. Wall Street analysts see significant upside, with an average price target of $261.33 (+19.7%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Fair Price Range
$213.99 -
$226.67
Company Quality Score
58/100
(HOLD)
Options IV Signal
11th percentile
(COMPLACENCY WARNING)
Volume Confirmation
HIGH
Confidence Score
84.6%
All Signals
- NEUTRAL: Price in fair range
- BULLISH: Options cheap (IV 11th percentile)
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($261.33)
Fair Price Analysis
30-Day Fair Range
$213.99 -
$226.67
Current vs Fair Value
FAIR
Expected Move (7 Days)
±$7.91
(3.6%)
Support & Resistance Levels
Support Level
$210.44
Resistance Level
$222.00
Current Trend
Downtrend
Technical data as of
Apr 2, 2026
Fundamental Context
Forward P/E (Next Year Est.)
9.81
Wall Street Target
$261.33
(+19.7%)
Revenue Growth (YoY)
7.9%
Earnings Growth (YoY)
15.1%
Profit Margin
6.8%
Valuation Discount vs History
-2.9% cheaper
PE vs Historical
9.8 vs 10.7
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-2.9%
(market-implied from PE analysis)
1-Year Target
$211.93
(-3%)
2-Year Target
$205.78
(-6%)
3-Year Target
$199.82
(-9%)
3-Yr Target (if PE normalizes)
(PE: 10→11)
$218.03
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.6, Growth: 7.2%)
$563.56
(+158%)
Base:
(SPY PE: 9.8, Growth: 7.2%)
$268.66
(+23%)
Bear:
(PE: 8.3, Growth: 7.2%)
$228.36
(+5%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (13x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 12.56 | Current EPS (TTM): $16.94
Bull Case
$307.57
(+42%)
Analyst growth 31.4%, PE expands to 13.8
Base Case
$279.61
(+29%)
Market implied 31.4%, PE stable at 12.6
Bear Case
$144.71
(-33%)
Severe decline -20.0%, PE contracts to 10.7
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 9.8 to 10.7
Stabilization Target:
$238.15
(+9.1%)
PE Expansion Potential:
+9.1%
Share & Embed Analysis
Last updated: April 05, 2026 3:53 AM ET
Data refreshes hourly during market hours. Next update: 4:53 AM
Data refreshes hourly during market hours. Next update: 4:53 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is AIZ showing a specific setup today?
Insider Activity (6 Months)
0
Buys
1
Sells
Net
INSIDERS SELLING
Recent Transactions
Ro Khanna
SELL
2026-01-29
Top Rated Insurance - Property & Casualty Stocks
Top-rated stocks in Insurance - Property & Casualty by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
ALL
The Allstate Corporation |
STRONG BUY
20 analysts |
$240 | 61 BUY |
|
CB
Chubb Ltd |
HOLD
22 analysts |
$338 | 67 BUY |
|
HIG
Hartford Financial Servi… |
BUY
19 analysts |
$144 | 66 BUY |
|
TRV
The Travelers Companies … |
HOLD
23 analysts |
$303 | 58 HOLD |
|
PGR
Progressive Corp |
BUY
19 analysts |
$233 | 60 BUY |
Advanced AIZ Option Strategies
Professional options setups generated by AI based on today's AIZ price and gamma walls.
