CPSS Stock Analysis: Buy, Sell, or Hold?
CPSS - Consumer Portfolio Services
$10.22
0.32 (3.29%)
▲
5d:
+3.18%
30d:
+18.09%
90d:
+22.19%
BUY
MODERATE Confidence
Analysis Updated: May 18, 2026 12:00 AM ET
Earnings: May 11, 2026
0d
Smart Money Distribution
CPSS is up 12.0% this week, but smart money is buying puts. Top strike: $5 2026-07-17 with 92 OI. Put ratio: 100% View Scanner →
Strength: 10.0/10
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: CPSS shows positive signals but monitor for confirmation. Moderate conviction.
💡 BUY OPPORTUNITY: CPSS shows positive signals but monitor for confirmation. Moderate conviction.
In-depth Analysis How we analyze
Valuation Analysis: CPSS is currently trading at $10.21, which is considered extended relative to its 30-day fair value range of $8.48 to $9.90.
Technical Outlook: Technically, CPSS is showing sideways momentum. The price is approaching resistance at $10.49. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 3.3% recently.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. In the options market, Implied Volatility is low (0th percentile), suggesting options premiums are relatively cheap. This makes it an attractive time for long options strategies if you have a directional bias. Wall Street analysts see significant upside, with an average price target of $14.00 (+41.6%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, CPSS is showing sideways momentum. The price is approaching resistance at $10.49. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 3.3% recently.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. In the options market, Implied Volatility is low (0th percentile), suggesting options premiums are relatively cheap. This makes it an attractive time for long options strategies if you have a directional bias. Wall Street analysts see significant upside, with an average price target of $14.00 (+41.6%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$8.48 -
$9.90
Company Quality Score
59/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
65.4%
All Signals
- BEARISH: Price extended above range
- BULLISH: Options cheap (IV 0th percentile)
- NEUTRAL: Mixed technical signals (55/100)
- BULLISH: High volume confirmation
- BULLISH: Strong upward momentum (+3.3%)
- BULLISH: Trading 41.6% below Wall St target ($14.00)
Trading Range Analysis
30-Day Trading Range
$8.48 -
$9.90
Current vs Trading Range
EXTENDED
Expected Move (7 Days)
±$0.81
(7.9%)
Support & Resistance Levels
Support Level
$9.40
Resistance Level
$10.49
Current Trend
Sideways
Technical data as of
May 18, 2026
Fundamental Context
Forward P/E (Next Year Est.)
5.21
Wall Street Target
$14.00
(+41.6%)
Revenue Growth (YoY)
7.9%
Earnings Growth (YoY)
26.3%
Profit Margin
10.0%
Share & Embed Analysis
Last updated: May 18, 2026 2:41 PM ET
Data refreshes hourly during market hours. Next update: 3:41 PM
Data refreshes hourly during market hours. Next update: 3:41 PM
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Technical Signals Check
Is CPSS showing a specific setup today?
Insider Activity (6 Months)
0
Buys
2
Sells
Net
INSIDERS SELLING
Recent Transactions
Daniel S Wood
SELL
20000 shares
2026-03-13
William B Roberts
SELL
100000 shares
2025-12-04
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