GDOT Stock Analysis: Buy, Sell, or Hold?
GDOT - Green Dot Corporation
$12.86
0.22 (1.74%)
▲
5d:
+1.74%
30d:
+6.81%
90d:
+9.54%
BUY
MODERATE Confidence
Analysis Updated: May 14, 2026 12:00 AM ET
Earnings: May 11, 2026
0d
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: GDOT shows positive signals but monitor for confirmation. Market pricing in 0.3% decline. Moderate conviction.
💡 BUY OPPORTUNITY: GDOT shows positive signals but monitor for confirmation. Market pricing in 0.3% decline. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$18.51
Based on 7.3% avg growth
INTRINSIC VALUE TODAY
$11.49
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 7.8x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: GDOT is currently trading at $12.86, which is considered extended relative to its 30-day fair value range of $11.74 to $12.64. The stock's valuation (Forward PE: 7.7) is in line with its historical norms (7.8). Remarkably, the market is currently pricing in an annual earnings decline of 0.3% over the next few years. This pessimistic expectation contrasts with the company's recent 97.9% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, GDOT is in a downtrend. The price is approaching resistance at $12.94. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: GDOT has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $16.12 (+25.4%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, GDOT is in a downtrend. The price is approaching resistance at $12.94. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: GDOT has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $16.12 (+25.4%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$11.74 -
$12.64
Company Quality Score
62/100
(BUY)
Options IV Signal
46th percentile
(NORMAL)
Volume Confirmation
HIGH
Confidence Score
63.5%
All Signals
- BEARISH: Price extended above range
- NEUTRAL: Options fairly priced (IV 46th percentile)
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 25.4% below Wall St target ($16.12)
Trading Range Analysis
30-Day Trading Range
$11.74 -
$12.64
Current vs Trading Range
EXTENDED
Expected Move (7 Days)
±$1.21
(9.4%)
Support & Resistance Levels
Support Level
$12.42
Resistance Level
$12.94
Current Trend
Downtrend
Technical data as of
May 14, 2026
Fundamental Context
Forward P/E (Next Year Est.)
7.70
Wall Street Target
$16.13
(+25.4%)
Revenue Growth (YoY)
17.4%
Earnings Growth (YoY)
97.9%
Profit Margin
-3.3%
Valuation Discount vs History
-0.3% cheaper
PE vs Historical
7.7 vs 7.8
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.3%
(market-implied from PE analysis)
1-Year Target
$12.82
(0%)
2-Year Target
$12.78
(-1%)
3-Year Target
$12.74
(-1%)
3-Yr Target (if PE normalizes)
(PE: 8→8)
$12.91
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.0, Growth: 10.6%)
$49.79
(+287%)
Base:
(SPY PE: 7.7, Growth: 10.6%)
$17.40
(+35%)
Bear:
(PE: 6.5, Growth: 10.6%)
$14.79
(+15%)
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 7.7 to 7.8
Stabilization Target:
$13.03
(+1.3%)
PE Expansion Potential:
+1.3%
Share & Embed Analysis
Last updated: May 14, 2026 7:33 PM ET
Data refreshes hourly during market hours. Next update: 8:33 PM
Data refreshes hourly during market hours. Next update: 8:33 PM
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Technical Signals Check
Is GDOT showing a specific setup today?
Insider Activity (6 Months)
0
Buys
2
Sells
Net
INSIDERS SELLING
Recent Transactions
J Chris Brewster
SELL
7969 shares
2025-11-28
Saturnino Sixto Fanlo
SELL
13451 shares
2025-11-28
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Professional options setups generated by AI based on today's GDOT price and gamma walls.
