ING Stock Analysis: Buy, Sell, or Hold?
ING - ING Groep N.V. American Depositary Shares
$29.42
-0.63 (-2.10%)
▼
5d:
-2.32%
30d:
+0.62%
90d:
+3.96%
BUY
MODERATE Confidence
Analysis Updated: May 15, 2026 12:00 AM ET
Earnings: Jul 30, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: ING shows positive signals but monitor for confirmation. Market pricing in 0.7% decline. Moderate conviction.
💡 BUY OPPORTUNITY: ING shows positive signals but monitor for confirmation. Market pricing in 0.7% decline. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$43.14
Based on 7.6% avg growth
INTRINSIC VALUE TODAY
$26.79
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.5x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: ING is currently trading at $29.42, which is considered slightly high relative to its 30-day fair value range of $27.86 to $29.67. The stock's valuation (Forward PE: 9.3) is in line with its historical norms (9.5). Remarkably, the market is currently pricing in an annual earnings decline of 0.7% over the next few years. This pessimistic expectation contrasts with the company's recent 13.7% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, ING is in a strong uptrend. Immediate support is located at $27.73, while resistance sits at $30.50.
Market Sentiment: ING has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, ING is in a strong uptrend. Immediate support is located at $27.73, while resistance sits at $30.50.
Market Sentiment: ING has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$27.86 -
$29.67
Company Quality Score
59/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
71.4%
All Signals
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($31.13)
Trading Range Analysis
30-Day Trading Range
$27.86 -
$29.67
Current vs Trading Range
SLIGHTLY HIGH
Support & Resistance Levels
Support Level
$27.73
Resistance Level
$30.50
Current Trend
Strong Uptrend
Technical data as of
May 15, 2026
Fundamental Context
Forward P/E (Next Year Est.)
9.33
Wall Street Target
$31.13
(+5.8%)
Revenue Growth (YoY)
2.9%
Earnings Growth (YoY)
13.7%
Profit Margin
34.2%
Valuation Discount vs History
-0.7% cheaper
PE vs Historical
9.3 vs 9.5
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.7%
(market-implied from PE analysis)
1-Year Target
$29.21
(-1%)
2-Year Target
$29.01
(-1%)
3-Year Target
$28.81
(-2%)
3-Yr Target (if PE normalizes)
(PE: 9→10)
$29.33
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.1, Growth: 11.2%)
$95.79
(+226%)
Base:
(SPY PE: 9.3, Growth: 11.2%)
$40.50
(+38%)
Bear:
(PE: 7.9, Growth: 11.2%)
$34.43
(+17%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (11x PE), but valuation improves significantly next year (9x PE) as earnings recover.
Trailing PE: 11.47 | Current EPS (TTM): $2.57
Bull Case
$39.78
(+35%)
Analyst growth 22.7%, PE expands to 12.6
Base Case
$36.17
(+23%)
Market implied 22.7%, PE stable at 11.5
Bear Case
$20.05
(-32%)
Severe decline -20.0%, PE contracts to 9.8
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 9.3 to 9.5
Stabilization Target:
$29.95
(+1.8%)
PE Expansion Potential:
+1.8%
Share & Embed Analysis
Last updated: May 15, 2026 11:33 PM ET
Data refreshes hourly during market hours. Next update: 12:33 AM
Data refreshes hourly during market hours. Next update: 12:33 AM
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Technical Signals Check
Is ING showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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