NNI Stock Analysis: Buy, Sell, or Hold?
NNI - Nelnet, Inc. Class A
$125.40
-0.32 (-0.25%)
▼
5d:
+2.47%
30d:
-8.15%
90d:
-3.26%
BUY
MODERATE Confidence
Analysis Updated: May 15, 2026 12:00 AM ET
Earnings: May 11, 2026
0d
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: NNI shows positive signals but monitor for confirmation. Market pricing in 3.5% decline. Moderate conviction.
💡 BUY OPPORTUNITY: NNI shows positive signals but monitor for confirmation. Market pricing in 3.5% decline. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$213.55
Based on 9.0% avg growth
INTRINSIC VALUE TODAY
$132.60
5.4% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 14.2x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: NNI is currently trading at $125.40, which is considered oversold relative to its 30-day fair value range of $128.40 to $142.05. The stock's valuation (Forward PE: 12.8) is in line with its historical norms (14.2). Remarkably, the market is currently pricing in an annual earnings decline of 3.5% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, NNI is showing sideways momentum. Immediate support is located at $116.62, while resistance sits at $143.23.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, NNI is showing sideways momentum. Immediate support is located at $116.62, while resistance sits at $143.23.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$128.40 -
$142.05
Company Quality Score
54/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
74.8%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($135.00)
Trading Range Analysis
30-Day Trading Range
$128.40 -
$142.05
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$116.62
Resistance Level
$143.23
Current Trend
Sideways
Technical data as of
May 15, 2026
Fundamental Context
Forward P/E (Next Year Est.)
12.80
Wall Street Target
$135.00
(+7.7%)
Revenue Growth (YoY)
-7.1%
Earnings Growth (YoY)
-12.9%
Profit Margin
25.3%
Valuation Discount vs History
-3.5% cheaper
PE vs Historical
12.8 vs 14.2
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-3.5%
(market-implied from PE analysis)
1-Year Target
$121.01
(-4%)
2-Year Target
$116.78
(-7%)
3-Year Target
$112.69
(-10%)
3-Yr Target (if PE normalizes)
(PE: 13→14)
$125.05
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.1, Growth: 14.0%)
$320.05
(+155%)
Base:
(SPY PE: 12.8, Growth: 14.0%)
$185.56
(+48%)
Bear:
(PE: 10.9, Growth: 14.0%)
$157.72
(+26%)
📈
Valuation based on Current Earnings
Trailing PE: 10.93 | Current EPS (TTM): $11.50
Bull Case
$117.85
(-6%)
Analyst growth -14.8%, PE expands to 12.0
Base Case
$107.14
(-15%)
Market implied -14.8%, PE stable at 10.9
Bear Case
$85.49
(-32%)
Severe decline -20.0%, PE contracts to 9.3
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 12.8 to 14.2
Stabilization Target:
$139.16
(+11.0%)
PE Expansion Potential:
+11.0%
Share & Embed Analysis
Last updated: May 15, 2026 8:54 PM ET
Data refreshes hourly during market hours. Next update: 9:54 PM
Data refreshes hourly during market hours. Next update: 9:54 PM
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Technical Signals Check
Is NNI showing a specific setup today?
Insider Activity (6 Months)
0
Buys
1
Sells
Net
INSIDERS SELLING
Recent Transactions
Deun Jona M Van
SELL
400 shares
2025-12-09
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