PCTY Stock Analysis: Buy, Sell, or Hold?
PCTY - Paylocity Holding Corporation Common Stock
$118.84
5.07 (4.46%)
▲
5d:
+12.4%
30d:
+5.49%
90d:
+11.27%
BUY
HIGH Confidence
Analysis Updated: Jul 7, 2026 12:00 AM ET
Earnings: Aug 04, 2026
27d
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Interactive Price Chart (1 Month)
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Bottom Line:
✅ BUY SIGNAL: PCTY shows strong fundamentals and good volume confirmation. Solid entry point despite slightly high pricing.
✅ BUY SIGNAL: PCTY shows strong fundamentals and good volume confirmation. Solid entry point despite slightly high pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$168.88
Based on 5.8% avg growth
INTRINSIC VALUE TODAY
$104.86
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 14.7x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: PCTY is currently trading at $118.84, which is considered slightly high relative to its 30-day fair value range of $103.09 to $114.86. The stock's valuation (Forward PE: 13.7) is in line with its historical norms (14.7). Remarkably, the market is currently pricing in an annual earnings decline of 2.5% over the next few years. This pessimistic expectation contrasts with the company's recent 27.3% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, PCTY is showing sideways momentum. The price is approaching resistance at $120.28. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 4.5% recently.
Market Sentiment: PCTY has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $152.58 (+28.4%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, PCTY is showing sideways momentum. The price is approaching resistance at $120.28. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 4.5% recently.
Market Sentiment: PCTY has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $152.58 (+28.4%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$103.09 -
$114.86
Company Quality Score
50/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
81.0%
All Signals
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Strong upward momentum (+4.5%)
- BULLISH: Trading 28.4% below Wall St target ($152.58)
Trading Range Analysis
30-Day Trading Range
$103.09 -
$114.86
Current vs Trading Range
SLIGHTLY HIGH
Support & Resistance Levels
Support Level
$99.94
Resistance Level
$120.28
Current Trend
Sideways
Technical data as of
Jul 7, 2026
Fundamental Context
Forward P/E (Next Year Est.)
13.68
Wall Street Target
$152.58
(+28.4%)
Revenue Growth (YoY)
10.5%
Earnings Growth (YoY)
27.3%
Profit Margin
14.9%
Valuation Discount vs History
-2.5% cheaper
PE vs Historical
13.7 vs 14.7
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-2.5%
(market-implied from PE analysis)
1-Year Target
$115.87
(-3%)
2-Year Target
$112.97
(-5%)
3-Year Target
$110.15
(-7%)
3-Yr Target (if PE normalizes)
(PE: 14→15)
$118.40
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 7.5%)
$235.04
(+98%)
Base:
(SPY PE: 13.7, Growth: 7.5%)
$147.58
(+24%)
Bear:
(PE: 11.6, Growth: 7.5%)
$125.44
(+6%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (24x PE), but valuation improves significantly next year (14x PE) as earnings recover.
Trailing PE: 24.31 | Current EPS (TTM): $4.68
Bull Case
$232.37
(+96%)
Analyst growth 85.7%, PE expands to 26.7
Base Case
$211.24
(+78%)
Market implied 85.7%, PE stable at 24.3
Bear Case
$77.36
(-35%)
Severe decline -20.0%, PE contracts to 20.7
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 13.7 to 14.7
Stabilization Target:
$127.74
(+7.5%)
PE Expansion Potential:
+7.5%
Share & Embed Analysis
Last updated: July 07, 2026 6:46 PM ET
Data refreshes hourly during market hours. Next update: 7:46 PM
Data refreshes hourly during market hours. Next update: 7:46 PM
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Technical Signals Check
Is PCTY showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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