RYAN Stock Analysis: Buy, Sell, or Hold?
RYAN - Ryan Specialty Holdings, Inc.
$32.97
1.23 (3.88%)
ā²
5d:
-4.68%
30d:
-16.21%
90d:
-36.38%
BUY
HIGH Confidence
Analysis Updated: Mar 30, 2026 12:00 AM ET
Earnings: May 07, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
ā BUY SIGNAL: RYAN appears deeply undervalued. Market expects -12.6% annual earnings decline despite 110% recent earnings growth. Contrarian opportunity at discount to historical valuation.
ā BUY SIGNAL: RYAN appears deeply undervalued. Market expects -12.6% annual earnings decline despite 110% recent earnings growth. Contrarian opportunity at discount to historical valuation.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$80.46
Based on 10.4% avg growth
INTRINSIC VALUE TODAY
$49.96
34.0% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 18.6x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: RYAN is currently trading at $32.97, which is considered oversold relative to its 30-day fair value range of $34.26 to $39.65. From a valuation perspective, the stock is trading at a discount (Forward PE: 12.4) compared to its historical average (18.6). Remarkably, the market is currently pricing in an annual earnings decline of 12.6% over the next few years. This pessimistic expectation contrasts with the company's recent 110.1% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, RYAN is in a strong downtrend. Immediate support is located at $31.50, while resistance sits at $37.31. The stock is showing strong short-term momentum, up 3.9% recently.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $54.35 (+64.9%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, RYAN is in a strong downtrend. Immediate support is located at $31.50, while resistance sits at $37.31. The stock is showing strong short-term momentum, up 3.9% recently.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $54.35 (+64.9%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
OVERSOLD
Fair Price Range
$34.26 -
$39.65
Company Quality Score
52/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
84.3%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- BULLISH: Strong upward momentum (+3.9%)
- BULLISH: Trading 64.9% below Wall St target ($54.35)
Fair Price Analysis
30-Day Fair Range
$34.26 -
$39.65
Current vs Fair Value
OVERSOLD
Support & Resistance Levels
Support Level
$31.50
Resistance Level
$37.31
Current Trend
Strong Downtrend
Technical data as of
Mar 30, 2026
Fundamental Context
Forward P/E (Next Year Est.)
12.42
Wall Street Target
$54.35
(+64.9%)
Revenue Growth (YoY)
13.6%
Earnings Growth (YoY)
110.1%
Profit Margin
2.1%
Valuation Discount vs History
-12.6% cheaper
PE vs Historical
12.4 vs 18.6
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-12.6%
(market-implied from PE analysis)
1-Year Target
$29.67
(-10%)
2-Year Target
$26.71
(-19%)
3-Year Target
$24.04
(-27%)
3-Yr Target (if PE normalizes)
(PE: 12ā19)
$36.00
(+9%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.4, Growth: 16.7%)
$94.37
(+186%)
Base:
(SPY PE: 12.4, Growth: 16.7%)
$52.44
(+59%)
Bear:
(PE: 10.6, Growth: 16.7%)
$44.58
(+35%)
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Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (15x PE), but valuation improves significantly next year (12x PE) as earnings recover.
Forward PE: 15.08 | Forward EPS (Implied): $2.29
Bull Case
$41.77
(+21%)
Analyst growth 15.0%, PE expands to 15.8
Base Case
$34.59
(0%)
Market implied 0.0%, PE stable at 15.1
Bear Case
$26.46
(-24%)
Severe decline -15.0%, PE contracts to 13.6
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
š”
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 12.4 to 18.6
Stabilization Target:
$49.38
(+49.8%)
PE Expansion Potential:
+49.8%
Share & Embed Analysis
Last updated: March 31, 2026 2:10 AM ET
Data refreshes hourly during market hours. Next update: 3:10 AM
Data refreshes hourly during market hours. Next update: 3:10 AM
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Technical Signals Check
Is RYAN showing a specific setup today?
Insider Activity (6 Months)
2
Buys
1
Sells
+
Net
INSIDERS SELLING
Recent Transactions
Patrick G Ryan Jr
BUY
25500 shares
2026-02-23
Patrick G Ryan Jr
BUY
365 shares
2026-02-20
Timothy William Turner
SELL
129570 shares
2025-12-12
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