WDH Stock Analysis: Buy, Sell, or Hold?
WDH - Waterdrop Inc. American Depositary Shares (each representing the right to receive 10 Class A Ordinary Shares)
$1.65
-0.04 (-2.37%)
▼
HOLD
MODERATE Confidence
Last Updated: January 30, 2026
Earnings: Mar 11, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: WDH shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
📊 HOLD: WDH shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$2.21
Based on 4.1% avg growth
INTRINSIC VALUE TODAY
$1.37
Trading above fair value
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 1.6x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: WDH is currently trading at $1.65, which is considered oversold relative to its 30-day fair value range of $1.73 to $1.90. The stock's valuation (Forward PE: 1.5) is in line with its historical norms (1.6). Remarkably, the market is currently pricing in an annual earnings decline of 1.9% over the next few years. This pessimistic expectation contrasts with the company's recent 46.5% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, WDH is in a downtrend. The price is currently testing key support at $1.66. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: WDH has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. Wall Street analysts see significant upside, with an average price target of $2.27 (+34.6%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, WDH is in a downtrend. The price is currently testing key support at $1.66. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: WDH has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. Wall Street analysts see significant upside, with an average price target of $2.27 (+34.6%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
OVERSOLD
Fair Price Range
$1.73 -
$1.90
Company Quality Score
57/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
57.1%
Protect Your Profits
Holding WDH? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanAll Signals
- BULLISH: Price oversold vs 30-day range
- BEARISH: Weak technical setup (25/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 34.6% below Wall St target ($2.27)
Fair Price Analysis
30-Day Fair Range
$1.73 -
$1.90
Current vs Fair Value
OVERSOLD
Support & Resistance Levels
Support Level
$1.66
Resistance Level
$1.85
Current Trend
Downtrend
Fundamental Context
Forward P/E (Next Year Est.)
1.49
Wall Street Target
$2.27
(+34.6%)
Revenue Growth (YoY)
38.4%
Earnings Growth (YoY)
46.5%
Profit Margin
15.6%
Valuation Discount vs History
-1.9% cheaper
PE vs Historical
1.5 vs 1.6
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-1.9%
(market-implied from PE analysis)
1-Year Target
$1.66
(-2%)
2-Year Target
$1.63
(-4%)
3-Year Target
$1.60
(-6%)
3-Yr Target (if PE normalizes)
(PE: 1→2)
$1.71
(+1%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.3, Growth: 4.1%)
$28.48
(+1585%)
Base:
(SPY PE: 1.5, Growth: 4.1%)
$1.91
(+13%)
Bear:
(PE: 1.3, Growth: 4.1%)
$1.62
(-4%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (8x PE), but valuation improves significantly next year (1x PE) as earnings recover.
Trailing PE: 8.35 | Current EPS (TTM): $0.20
Bull Case
$3.67
(+117%)
Analyst growth 100.0%, PE expands to 9.2
Base Case
$3.34
(+98%)
Market implied 100.0%, PE stable at 8.4
Bear Case
$1.14
(-33%)
Severe decline -20.0%, PE contracts to 7.1
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 1.5 to 1.6
Stabilization Target:
$1.81
(+7.1%)
PE Expansion Potential:
+7.1%
Last updated: January 30, 2026 5:37 PM ET
Data refreshes hourly during market hours. Next update: 6:37 PM
Data refreshes hourly during market hours. Next update: 6:37 PM
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Technical Signals Check
Is WDH showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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