Top 3 Picks
2026 Outlook
Looking ahead to 2026, the insurance sector is poised for moderate growth driven by digital transformation and expanding markets in emerging economies, with premium growth projected to outpace inflation based on industry forecasts. Regulatory changes and a focus on sustainable practices will likely boost profitability, while the integration of AI and data analytics could reduce claim costs and improve underwriting accuracy, positioning the sector for a 5-7% annual revenue increase according to recent analyst reports.
Complete Rankings
| Rank | Stock | Score | Price | Market Cap |
|---|---|---|---|---|
|
1
|
Slide Insurance Holdings, Inc. Common Stock
|
66.0 | $18.56 | $1.9B |
|
2
|
Palomar Holdings, Inc. Common stock
|
64.5 | $131.82 | $2.9B |
|
3
|
Kinsale Capital Group, Inc.
|
63.8 | $392.46 | $9.7B |
|
4
|
American Financial Group, Inc. 4.500% Subordinated Debentures due 2060
|
63.6 | $17.07 | -- |
|
5
|
Kingsway Financial Services, Inc.
|
62.5 | $11.80 | $411M |
|
6
|
American Integrity Insurance Group, Inc.
|
62.4 | $20.18 | $436M |
|
7
|
Maiden Holdings, Ltd.
|
62.2 | $13.00 | -- |
|
8
|
American International Group, Inc.
|
61.9 | $84.27 | $44.1B |
|
9
|
Mercury General Corp.
|
61.9 | $91.77 | $4.6B |
|
10
|
Selective Insurance Group
|
61.7 | $83.52 | $4.9B |
|
11
|
Berkshire Hathaway Inc.
|
61.4 | $744120.00 | $1.1T |
|
12
|
RenaissanceRe Holdings Ltd.
|
61.3 | $272.24 | $12.1B |
|
13
|
Everest Group, Ltd.
|
60.9 | $334.48 | $14.8B |
|
14
|
BERKSHIRE HATHAWAY Class B
|
60.8 | $496.85 | $1.1T |
|
15
|
CNA Financial Corporation
|
60.6 | $46.87 | $12.4B |
In-Depth Analysis: Top Insurance Stocks
SLDE
Slide Insurance Holdings Inc is a technology enabled coastal specialty insurer. It is focus on profitable underwriting of single family, condominium and commercial residential policies in the P&C industry in coastal states along the Atlantic seaboard through insurance subsidiary, Slide Insurance Company (SIC). The Company has one reportable segment: insurance.
Slide Insurance Holdings matters in the insurance sector due to its specialized focus on technology-enabled underwriting for coastal property and casualty policies in high-risk Atlantic seaboard states, addressing a niche market often underserved by larger insurers. This approach allows it to capitalize on growing demand for tailored coverage in areas prone to natural disasters, differentiating it through innovative risk management and efficient operations via its subsidiary, Slide Insurance Company.
Slide Insurance Holdings exhibits strong profitability with a 25.7% profit margin, indicating efficient cost management and revenue conversion, while its 62.1% ROE highlights exceptional returns on shareholder equity. Additionally, the company's 41.4% revenue growth underscores robust financial health, positioning it well for sustained operations in the competitive insurance landscape.
Investors should consider buying SLDE stock in 2026 given its impressive 41.4% revenue growth, driven by its focus on profitable coastal underwriting, which could lead to further market expansion amid increasing climate-related risks. The stock's low P/E ratio of 9.6 suggests it is undervalued relative to its earnings potential, offering substantial upside as profitability metrics like 25.7% profit margin and 62.1% ROE indicate strong financial momentum. With a Tradestie Score of 66.0/100, the company is well-positioned for growth in the evolving insurance sector, making it an attractive option for value-oriented portfolios.
PLMR
Palomar Holdings Inc that provides property and casualty insurance products to individuals and businesses. provide insurance products serving five categories: Earthquake, Inland Marine and Other Property, Casualty, Fronting, and Crop. Company distribute products through multiple channels, including retail agents, program administrators, wholesale brokers, and partnerships with other insurance companies. The companies Earthquake product generate high premium.
Palomar Holdings matters in the insurance sector due to its specialized focus on high-demand categories like earthquake and crop insurance, which address growing risks from natural disasters and agricultural volatility. Its multi-channel distribution strategy enhances accessibility and market reach, allowing it to effectively serve diverse customers in property and casualty insurance.
Palomar's profitability is strong, evidenced by a 22.6% profit margin and 22.2% ROE, indicating efficient operations and effective use of shareholder equity. The company's impressive 64.8% revenue growth further supports its financial health, demonstrating scalability in a competitive sector.
Palomar's exceptional 64.8% revenue growth highlights its potential for continued expansion in underserved insurance segments like earthquake and crop by 2026, driven by increasing demand from climate-related risks. With a solid 22.6% profit margin and 22.2% ROE, the company is well-positioned for sustained earnings and value creation. Additionally, its P/E ratio of 21.0 suggests the stock is attractively valued relative to its growth trajectory, making it a compelling buy for investors seeking exposure to the evolving insurance market.
KNSL
Kinsale Capital Group Inc is an insurance holding company. The company is engaged in offering property, casualty, and specialty insurance products. It offers specialty insurance products for allied health, healthcare, life sciences, professional, and a public entity. The company operates in only one reportable segment which is the Excess and Surplus Lines Insurance segment, which includes commercial excess and surplus …
Kinsale Capital Group matters in the Insurance sector due to its specialized focus on property, casualty, and specialty insurance products for niche markets like healthcare, life sciences, and public entities, which addresses growing demand in underserved areas. Its operation in a single segment enables efficient, focused expertise, setting it apart from diversified competitors in the industry.
Kinsale's profitability is robust, evidenced by a 26.3% profit margin and a 28.7% ROE, indicating efficient operations and strong returns on shareholder equity. Its 19.0% revenue growth further supports financial health, while a P/E ratio of 19.5 suggests the stock is reasonably valued relative to earnings.
Investors should consider buying KNSL stock in 2026 due to its 19.0% revenue growth, which signals strong potential for continued expansion in high-demand specialty insurance segments like healthcare and life sciences. The company's 28.7% ROE highlights effective capital management and profitability, likely driving sustained value creation. Additionally, with a Tradestie Score of 63.8, KNSL presents a compelling opportunity for moderate-risk investors amid sector growth projections.
AFGE
American Financial Group, Inc. is a prominent player in the property and casualty insurance sector, providing specialized coverage that supports economic stability and risk management for businesses. Its 4.500% Subordinated Debentures due 2060 offer investors a fixed-income option linked to a company with a history of navigating market cycles effectively in the insurance industry.
With a Tradestie Score of 63.6/100, American Financial Group demonstrates moderate financial health, indicating reasonable profitability amid limited available data that suggests stable revenue streams from insurance premiums. This score reflects a balanced risk profile, where the company's subordinated debentures provide a yield that could support ongoing financial resilience in the sector.
In 2026, investors should consider AFGE for its attractive 4.500% yield, which could outperform in a potential low-interest-rate environment driven by economic recovery projections. The company's position in the growing insurance sector, potentially boosted by increasing demand for property and casualty coverage, may enhance the debentures' value through improved issuer creditworthiness. Additionally, the long-term maturity until 2060 positions it as a reliable income source amid market volatility, offering capital preservation benefits for risk-averse portfolios.
KFS
Kingsway Financial Services Inc through subsidiaries operates in the extended warranty and business services industries in the United States. The company operates through segments namely, Extended Warranty and Kingsway Search Xcelerator. The Extended Warranty segment provides after-market vehicle protection services distributed by credit unions. The firm generates maximum revenue from the Extended Warranty segment in the form of Service fee …
Kingsway Financial Services matters in the Insurance sector as a specialized provider of extended warranty services, which enhance after-market vehicle protection and complement traditional insurance offerings in the U.S. Its 31.9% revenue growth highlights its ability to expand in a niche market driven by increasing demand for extended warranties amid rising vehicle ownership costs.
Kingsway's negative profit margin of -8.2% and ROE of -36.5% reflect current unprofitability and weak financial health, indicating challenges in generating returns for shareholders. Despite this, the company's 31.9% revenue growth demonstrates strong top-line expansion, which could improve profitability if cost efficiencies are realized.
Kingsway's 31.9% revenue growth positions it for potential market share gains in the extended warranty segment by 2026, driven by increasing consumer demand for after-market services. The Tradestie Score of 62.5 suggests moderate investment appeal, indicating room for upside as the company leverages its business services segment for diversification. Additionally, operational improvements could reverse the negative profit margin, making KFS an attractive buy for investors seeking growth in the insurance-adjacent space.
AII
American Integrity Insurance Group Inc is engaged in the property and casualty insurance business. It provides personal residential property insurance for single-family homeowners and condominium owners as well as coverage for vacant dwellings and investment properties, predominantly in Florida. The Company's property and casualty insurance is currently offered in Florida, South Carolina, and Georgia.
American Integrity Insurance Group matters in the insurance sector due to its specialized focus on property and casualty insurance for residential properties in Florida, a high-risk area for natural disasters, addressing a critical market need that drives sector resilience. Its emphasis on single-family homes, condominiums, and investment properties positions it as a key player in serving underserved segments amid growing demand for hurricane-prone region coverage.
With a profit margin of 30.2%, American Integrity demonstrates strong operational efficiency and profitability compared to industry averages, reflecting effective cost management in a competitive sector. The company's revenue growth of 60.6% and a low P/E ratio of 6.2 further indicate solid financial health and potential undervaluation, supported by a Tradestie Score of 62.4 that suggests moderate overall investment appeal.
Investors should consider buying AII stock in 2026 due to its exceptional 60.6% revenue growth, driven by increasing demand for property insurance in Florida's expanding real estate market, positioning the company for continued market share gains. The low P/E ratio of 6.2 indicates the stock is undervalued relative to its earnings potential, offering substantial upside as profitability at 30.2% margin supports reinvestment and expansion. Moreover, with rising climate-related risks amplifying insurance needs, AII is well-placed to capitalize on sector growth opportunities through 2026.
MHLA
Maiden Holdings, Ltd. (MHLA) matters in the Insurance sector as a specialized provider of property and casualty reinsurance, helping stabilize the market by absorbing risks for primary insurers amid growing climate-related threats. Its niche focus on diversified reinsurance products positions it as a critical player in managing large-scale financial exposures for the industry.
MHLA's Tradestie Score of 62.2/100 indicates moderate financial health, reflecting a balanced but not exceptional profitability profile compared to peers, with potential for improvement in revenue streams. Limited financial data suggests challenges in key metrics like return on equity, but the score implies stability in core operations within the competitive reinsurance space.
By 2026, MHLA could benefit from expanding reinsurance demand driven by rising global insurance premiums, projected to grow 5-7% annually according to industry forecasts, enhancing its revenue potential. The company's strategic acquisitions and risk management expertise may lead to improved earnings, with the Tradestie Score of 62.2 signaling a foundation for upside if market conditions stabilize. Additionally, easing regulatory pressures in the sector could boost MHLA's stock value, making it an attractive buy for investors seeking exposure to resilient insurance plays.
AIG
American International Group is one of the largest insurance and financial services firms in the world and has a global footprint. It operates through a wide range of subsidiaries that provide property, casualty, and life insurance. The company recently spun off its life insurance operations (Corebridge), but still retains a minority stake.
AIG is one of the largest global insurance and financial services firms, offering a broad range of property, casualty, and life insurance products through its subsidiaries, which underscores its significant influence in the sector. Its recent spin-off of life insurance operations, such as Corebridge, allows for a sharper focus on core business areas, enhancing its competitive edge in a dynamic insurance market.
AIG's 12.0% profit margin indicates solid operational efficiency, while its 7.7% ROE suggests moderate returns on shareholder equity, though room for improvement exists given the negative 4.1% revenue growth reflecting recent challenges. Overall, the 15.5 P/E ratio positions the company at a reasonable valuation for its sector, balancing profitability strengths against short-term growth headwinds.
By 2026, AIG's strategic spin-off of life insurance operations could streamline operations and boost efficiency, potentially reversing the -4.1% revenue decline through focused growth in property and casualty segments. The company's 12.0% profit margin and 7.7% ROE demonstrate underlying financial resilience, making it attractive for investors seeking recovery in a stabilizing insurance market. Additionally, with a Tradestie Score of 61.9/100, AIG offers a balanced risk-reward profile for long-term gains as global insurance demand rises.
MCY
Mercury General Corp is an insurance holding company. It is engaged in writing personal automobile insurance and provides related property and casualty insurance products. The Company offers the following types of automobile coverage: collision, property damage, bodily injury ("BI"), comprehensive, personal injury protection ("PIP"), underinsured and uninsured motorist, and other hazards. The Company offers the following types of homeowners coverage: …
Mercury General Corp. matters in the Insurance sector as a specialized provider of personal automobile insurance, serving a critical market segment amid rising vehicle ownership and regulatory demands for comprehensive coverage. Its offerings in collision, property damage, bodily injury, and comprehensive policies position it as a key player in enhancing market accessibility and stability for auto insurance consumers.
Mercury General's profit margin of 7.6% reflects moderate efficiency in converting revenue to profit within the competitive insurance landscape, while its ROE of 21.5% indicates strong returns on equity, demonstrating effective capital utilization. Additionally, the company's revenue growth of 3.6% and P/E ratio of 11.9 suggest undervaluation and financial resilience, supported by a Tradestie Score of 61.9 that highlights balanced performance metrics.
Investors should consider buying MCY stock in 2026 due to its low P/E ratio of 11.9, indicating potential undervaluation and room for appreciation as the auto insurance sector grows with increasing vehicle sales. The impressive ROE of 21.5% underscores the company's ability to generate high returns on equity, making it attractive for long-term gains amid expected market recovery and premium rate increases. Furthermore, steady revenue growth of 3.6% positions MCY for sustained profitability in a sector likely to benefit from evolving consumer demands and economic expansion by 2026.
SIGI
Selective Insurance Group Inc is a regional property-casualty insurer based in New Jersey, with its operations focused in the New York metropolitan area. The Company has four operating segments: Standard Commercial Lines, Standard Personal Lines, E&S Lines, Investments. Majority of revenue is gained from Standard Personal Lines. Currently company has it's revenues from States of USA and Columbia.
Selective Insurance Group matters in the Insurance sector as a specialized regional property-casualty insurer focused on the New York metropolitan area, where it leverages its four operating segments—Standard Commercial Lines, Standard Personal Lines, E&S Lines, and Investments—to capture a significant share of local market demand, contributing to the majority of its revenue.
Selective Insurance's 7.8% profit margin reflects efficient cost management in a competitive sector, while its 12.2% ROE indicates strong returns on shareholder equity; additionally, 9.3% revenue growth demonstrates financial health and adaptability, supported by a P/E ratio of 13.0 that suggests undervaluation relative to earnings potential.
Selective Insurance's 9.3% revenue growth and focus on high-demand segments like Standard Commercial Lines in the New York area position it for sustained expansion by 2026, potentially driven by increasing insurance needs in urban markets; the company's 12.2% ROE highlights effective capital utilization, which could lead to enhanced profitability amid economic recovery; moreover, with a P/E ratio of 13.0, the stock offers an attractive entry point for investors seeking undervalued opportunities in the property-casualty sector.
Methodology
Stocks are ranked using the Tradestie Score, a proprietary 0-100 rating that combines fundamental quality (profitability, balance sheet strength), growth metrics (revenue and earnings growth), valuation (P/E, PEG ratio), and momentum factors. Scores are updated daily based on the latest market data. Learn more about our methodology.