PLMR Stock Analysis: Buy, Sell, or Hold?
PLMR - Palomar Holdings, Inc. Common stock
$140.00
6.31 (4.72%)
▲
5d:
+18.81%
30d:
+33.74%
90d:
+20.01%
WAIT
LOW Confidence
Analysis Updated: Jul 2, 2026 12:00 AM ET
Earnings: Aug 03, 2026
29d
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Interactive Price Chart (1 Month)
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Bottom Line:
⏸️ WAIT FOR BETTER ENTRY: PLMR is 13.3% above its trading range ($123.60). Market expects 0.9% annual growth, but current price leaves little margin for error. While momentum could continue, risk/reward favors waiting for a pullback.
⏸️ WAIT FOR BETTER ENTRY: PLMR is 13.3% above its trading range ($123.60). Market expects 0.9% annual growth, but current price leaves little margin for error. While momentum could continue, risk/reward favors waiting for a pullback.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$205.60
Based on 8.6% avg growth
INTRINSIC VALUE TODAY
$127.66
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 12.2x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: PLMR is currently trading at $140.00, which is considered extended relative to its 30-day fair value range of $105.65 to $123.60. The stock's valuation (Forward PE: 12.5) is in line with its historical norms (12.2). At these levels, the market is pricing in 0.9% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, PLMR is in a downtrend. The price is approaching resistance at $115.89. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 4.7% recently.
Market Sentiment: PLMR has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. In the options market, Implied Volatility is low (0th percentile), suggesting options premiums are relatively cheap. This makes it an attractive time for long options strategies if you have a directional bias. Wall Street analysts see significant upside, with an average price target of $154.17 (+10.1%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, PLMR is in a downtrend. The price is approaching resistance at $115.89. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 4.7% recently.
Market Sentiment: PLMR has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. In the options market, Implied Volatility is low (0th percentile), suggesting options premiums are relatively cheap. This makes it an attractive time for long options strategies if you have a directional bias. Wall Street analysts see significant upside, with an average price target of $154.17 (+10.1%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$105.65 -
$123.60
Company Quality Score
56/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
64.2%
Protect Your Profits
PLMR is technically overbought (RSI 79). Consider hedging now to protect against a potential pullback while keeping your upside.
View Profit Protection PlanAll Signals
- BEARISH: Price significantly overextended (+13.3% above its trading range)
- BULLISH: Options cheap (IV 0th percentile)
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Strong upward momentum (+4.7%)
- BULLISH: Trading below Wall St target ($154.17)
- NEUTRAL: Market pricing in 0.9% annual earnings growth - fairly valued
- WARNING: Recommendation downgraded due to 13.3% overvaluation
Trading Range Analysis
30-Day Trading Range
$105.65 -
$123.60
Current vs Trading Range
EXTENDED
Expected Move (7 Days)
±$7.81
(5.6%)
Support & Resistance Levels
Support Level
$100.81
Resistance Level
$115.89
Current Trend
Downtrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
12.52
Wall Street Target
$154.17
(+10.1%)
Revenue Growth (YoY)
59.7%
Profit Margin
20.1%
Valuation Premium vs History
+0.9% premium
PE vs Historical
12.5 vs 12.2
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.9%
(market-implied from PE analysis)
1-Year Target
$141.26
(+1%)
2-Year Target
$142.53
(+2%)
3-Year Target
$143.81
(+3%)
3-Yr Target (if PE normalizes)
(PE: 13→12)
PE COMPRESSION
$140.13
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 13.2%)
$353.49
(+153%)
Base:
(SPY PE: 12.5, Growth: 13.2%)
$203.21
(+45%)
Bear:
(PE: 10.6, Growth: 13.2%)
$172.73
(+23%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (19x PE), but valuation improves significantly next year (13x PE) as earnings recover.
Trailing PE: 18.65 | Current EPS (TTM): $7.17
Bull Case
$229.33
(+64%)
Analyst growth 55.9%, PE expands to 20.5
Base Case
$208.49
(+49%)
Market implied 55.9%, PE stable at 18.7
Bear Case
$90.91
(-35%)
Severe decline -20.0%, PE contracts to 15.9
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: July 04, 2026 4:54 AM ET
Data refreshes hourly during market hours. Next update: 5:54 AM
Data refreshes hourly during market hours. Next update: 5:54 AM
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Technical Signals Check
Is PLMR showing a specific setup today?
Insider Activity (6 Months)
0
Buys
20
Sells
Net
INSIDERS SELLING
Recent Transactions
Mac Armstrong
SELL
3500 shares
2026-04-21
Jon Christianson
SELL
1937 shares
2026-04-15
Mac Armstrong
SELL
3197 shares
2026-04-15
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Advanced PLMR Option Strategies
Professional options setups generated by AI based on today's PLMR price and gamma walls.
