LMND vs UPST
Head-to-Head Stock Analysis & Investment Rating
Last Updated: May 16, 2026
LMND
54.6
AI Score
VS
It's a Tie!
UPST
54.6
AI Score
Investment Advisor Scores
UPST
55score
Recommendation
HOLD
AI Analyst Insights
AI insights temporarily unavailable
Detailed Metrics Comparison
| Metric | LMND | UPST | Winner |
|---|---|---|---|
| Revenue | 258.00M | 373.25M | UPST |
| Net Income | -35.80M | -197.73M | LMND |
| Net Margin | -13.9% | -53.0% | LMND |
| ROE | -6.9% | -30.9% | LMND |
| ROA | -1.8% | -9.9% | LMND |
| Total Assets | 1.96B | 2.00B | UPST |
| Cash | 374.30M | 516.58M | UPST |
| Free Cash Flow | -4.10M | 32.60M | UPST |
Frequently Asked Questions
Based on our detailed analysis, LMND and UPST are evenly matched, both winning 4 key financial metrics each. This is a close call that depends on your specific investment goals.
We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.
Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.