PAYO vs Z

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Jul 05, 2026

PAYO

56.9
AI Score
VS
Z Wins

Z

66.8
AI Score

Investment Advisor Scores

PAYO

57score
Recommendation
HOLD

Z

67score
Recommendation
BUY

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric PAYO Z Winner
Revenue 261.60M 708.00M Z
Net Income 19.57M 46.00M Z
Net Margin 7.5% 6.5% PAYO
Operating Income 30.02M 36.00M Z
ROE 3.0% 1.0% PAYO
ROA 0.2% 0.9% Z
Total Assets 8.60B 5.23B PAYO
Cash 339.37M 678.00M Z
Current Ratio 1.00 2.29 Z
Free Cash Flow 41.68M 166.00M Z

Frequently Asked Questions

Based on our detailed analysis, Z is currently the stronger investment candidate, winning 7 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.