QFIN vs ECPG

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Jul 05, 2026

QFIN

54.3
AI Score
VS
ECPG Wins

ECPG

64.0
AI Score

Investment Advisor Scores

QFIN

54score
Recommendation
HOLD

ECPG

64score
Recommendation
BUY

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric QFIN ECPG Winner
Revenue 2.75B 1.77B QFIN
Net Income 854.51M 257.00M QFIN
Net Margin 31.1% 14.5% QFIN
Operating Income 955.00M 626.65M QFIN
ROE 24.8% 26.3% ECPG
ROA 10.5% 4.8% QFIN
Total Assets 8.14B 5.34B QFIN
Cash 671.64M 156.78M QFIN

Frequently Asked Questions

Based on our detailed analysis, ECPG is currently the stronger investment candidate, winning 1 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.