UPST vs ENVA

Head-to-Head Stock Analysis & Investment Rating

Last Updated: May 08, 2026

UPST

49.9
AI Score
VS
ENVA Wins

ENVA

60.6
AI Score

Investment Advisor Scores

UPST

50score
Recommendation
HOLD

ENVA

61score
Recommendation
BUY

AI Analyst Insights

Detailed Metrics Comparison

Metric UPST ENVA Winner
Forward P/E 33.4448 10.0705 ENVA
PEG Ratio 0 0 Tie
Revenue Growth 44.6% 25.8% UPST
Earnings Growth 209.1% 28.6% UPST
Tradestie Score 49.9/100 60.6/100 ENVA
Profit Margin 4.2% 20.7% ENVA
Beta 1.00 1.00 Tie
AI Recommendation HOLD BUY ENVA

Frequently Asked Questions

Based on our detailed analysis, ENVA is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.