Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. Upstart's platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar loans.
Quick Stats
May 07, 202649.9
AI Score
HOLD1.6
Volume Ratio
May 12, 2026
Next Earnings
15
+ve Days (30d)
15
-ve Days (30d)
UPST Stock Summary
Last updated May 07, 2026
UPST is currently trading at $29, positioned below its 200-day moving average of $46.25, suggesting bearish momentum. The stock has a 52-week range of $23.965 to $87.3.
Technical Analysis: The 50-day moving average stands at $28.89, which is below the current price, signaling bullish near-term momentum. The RSI (Relative Strength Index) reads 43.699, suggesting the stock is neutral with balanced momentum.
Money Flow Indicators: The Chaikin Money Flow (20-day) is -0.019, which is negative, suggesting distribution or selling pressure. Our AI-powered investment score rates UPST at 49.9/100 with a HOLD recommendation.
UPST (Upstart Holdings, Inc. Common stock) Indicators
Last updated May 07, 2026
| Indicator | Value |
|---|---|
| RSI(14) | 43.699 |
| CMF (20) | -0.019 |
| ROC (10) | -11.72 |
| ADX (14) | 20.662 |
| Indicator | Value |
|---|---|
| MACD (12,26,9) | 0.301 |
| AROONOSC (14) | -78.571 |
| WILLAMS %R (14) | -85.374 |
| MFI (14) | 36.35 |
UPST Technical Chart
- Candlesticks: Green = price up, Red = price down. Body shows open/close, wicks show high/low.
- SMAs: Moving averages help identify trends. Price above SMA = bullish, below = bearish.
- Options OI: Shows max open interest strikes. High OI = significant price levels.
- Volume Profile: Shows price levels with most trading activity. POC = Point of Control (highest volume).
- Earnings: Vertical lines mark earnings dates. Watch for volatility around these dates.
- Gamma Walls: Key support/resistance from options gamma exposure. Orange = resistance above, Purple = support below.
- Fibonacci Retracement: Auto-calculated support/resistance levels based on recent high/low. Key levels: 23.6%, 38.2%, 50%, 61.8%, 78.6%.
- Unusual Activity: Highlights days with abnormal volume (2x+ average) or large price moves (5%+). Red marker = unusual activity detected.
Technical Indicators
Select indicators above to analyze technical patterns
Indicators will appear below the price chart with perfectly aligned datesVolume Profile Analysis
Horizontal histogram showing volume distribution at each price level with buying/selling pressure
UPST Price vs Max Options Open Interest
UPST Max Change In Options Open Interest
UPST Options - Sort by Max open Interest (near term)
8th May 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
UPST Daily Out of Money Options - Sort by Max open Interest (near term)
8th May 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
UPST Daily In the Money Options - Sort by Max open Interest (near term)
8th May 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
UPST Most Active Options by Volume(near term)
8th May 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | Volume | OI | Change in OI |
Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
Upstart Holdings, Inc. Common stock is not trading above both 50 Day and 200 Day SMA which is considered Bearish.
UPST Moving Averages Analysis
Upstart Holdings, Inc. Common stock has been above 50 day sma 1 times in last 30 days. Last time it was above 50 day sma was on May 07, 2026
UPST (Upstart Holdings, Inc. Common stock) Simple Moving Averages
Moving Averages are last updated May 07, 2026
| Days | MA |
|---|---|
| 10 | 31.52 |
| 20 | 31.84 |
| 30 | 29.86 |
| 50 | 28.89 |
| 100 | 35.54 |
| 200 | 46.25 |
UPST Fundamental Analysis
| P/E (Forward) | 33.4448 |
| P/E (Trailing) | 70 |
| Market Cap ($) | 2.7 billion |
| Earnings/Share ($) | 0.41 |
| Net Proft Margin (%) | 0.0421 |
| Dividend/Share ($) | -- |
| EPS Estimate Current Year ($) | 2.0707 |
| EPS Estimate Next Year ($) | 3.1792 |
| WallStreet Target Price ($) | 43.2667 |
| Most Recent Quarter |
The stock of Upstart Holdings Inc. ($UPST) has fallen to a resistance/support line around $57.0-57.5, with interest rates falling and short interest rising to 26%. Trailing earnings show consistent strength, with potential for 50-100% upside. Technical analysis suggests a bullish reversal with a Doji candle signaling indecision, potential for a short squeeze, and momentum turning positive. Rumors on social media suggest a possible move past $90. Investors are advised to watch for confirmation of the reversal before buying.
Updated 2025-09-27 01:00:02