KMPR Stock Analysis: Buy, Sell, or Hold?
KMPR - Kemper Corporation
$29.71
0.05 (0.17%)
▲
5d:
+0.07%
30d:
-8.95%
90d:
-3.48%
BUY
HIGH Confidence
Analysis Updated: May 22, 2026 12:00 AM ET
Earnings: May 06, 2026
0d
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Interactive Price Chart (1 Month)
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Bottom Line:
✅ BUY SIGNAL: KMPR shows strong fundamentals and good volume confirmation. Solid entry point despite oversold pricing.
✅ BUY SIGNAL: KMPR shows strong fundamentals and good volume confirmation. Solid entry point despite oversold pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$60.50
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$37.57
20.9% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 6.8x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: KMPR is currently trading at $29.71, which is considered oversold relative to its 30-day fair value range of $30.05 to $33.41. The stock's valuation (Forward PE: 6.5) is in line with its historical norms (6.8). Remarkably, the market is currently pricing in an annual earnings decline of 1.3% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, KMPR is in a strong downtrend. Immediate support is located at $28.64, while resistance sits at $31.33.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $51.00 (+71.7%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, KMPR is in a strong downtrend. Immediate support is located at $28.64, while resistance sits at $31.33.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $51.00 (+71.7%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$30.05 -
$33.41
Company Quality Score
54/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
79.5%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 71.7% below Wall St target ($51.00)
Trading Range Analysis
30-Day Trading Range
$30.05 -
$33.41
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$28.64
Resistance Level
$31.33
Current Trend
Strong Downtrend
Technical data as of
May 21, 2026
Fundamental Context
Forward P/E (Next Year Est.)
6.50
Wall Street Target
$51.00
(+71.7%)
Revenue Growth (YoY)
-7.1%
Earnings Growth (YoY)
-3.4%
Profit Margin
0.9%
Valuation Discount vs History
-1.3% cheaper
PE vs Historical
6.5 vs 6.8
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-1.3%
(market-implied from PE analysis)
1-Year Target
$29.32
(-1%)
2-Year Target
$28.94
(-3%)
3-Year Target
$28.57
(-4%)
3-Yr Target (if PE normalizes)
(PE: 7→7)
$29.87
(+1%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.0, Growth: 131.3%)
$339.07
(+1041%)
Base:
(SPY PE: 6.5, Growth: 131.3%)
$100.27
(+238%)
Bear:
(PE: 5.5, Growth: 131.3%)
$85.23
(+187%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (41x PE), but valuation improves significantly next year (7x PE) as earnings recover.
Trailing PE: 41.19 | Current EPS (TTM): $0.72
Bull Case
$65.25
(+120%)
Analyst growth 100.0%, PE expands to 45.3
Base Case
$59.32
(+100%)
Market implied 100.0%, PE stable at 41.2
Bear Case
$20.17
(-32%)
Severe decline -20.0%, PE contracts to 35.0
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 6.5 to 6.8
Stabilization Target:
$31.07
(+4.6%)
PE Expansion Potential:
+4.6%
Share & Embed Analysis
Last updated: May 25, 2026 7:43 AM ET
Data refreshes hourly during market hours. Next update: 8:43 AM
Data refreshes hourly during market hours. Next update: 8:43 AM
🔥 Top Stocks Breaking Out Now
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Technical Signals Check
Is KMPR showing a specific setup today?
Insider Activity (6 Months)
0
Buys
1
Sells
Net
INSIDERS SELLING
Recent Transactions
Suzet M Mckinney
SELL
504 shares
2026-02-06
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