ORI Stock Analysis: Buy, Sell, or Hold?
ORI - Old Republic International Corporation
$39.35
-0.30 (-0.76%)
▼
5d:
+0.08%
30d:
-1.38%
90d:
-5.43%
BUY
MODERATE Confidence
Analysis Updated: May 22, 2026 12:00 AM ET
Earnings: Jul 23, 2026
Get Alerted When ORI Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
💡 BUY OPPORTUNITY: ORI shows positive signals but monitor for confirmation. Market pricing in 0.5% decline. Moderate conviction.
💡 BUY OPPORTUNITY: ORI shows positive signals but monitor for confirmation. Market pricing in 0.5% decline. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$54.38
Based on 6.4% avg growth
INTRINSIC VALUE TODAY
$33.77
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 12.0x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: ORI is currently trading at $39.35, which is considered slightly low relative to its 30-day fair value range of $38.98 to $41.36. The stock's valuation (Forward PE: 11.8) is in line with its historical norms (12.0). Remarkably, the market is currently pricing in an annual earnings decline of 0.5% over the next few years. This pessimistic expectation contrasts with the company's recent 34.7% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, ORI is in a downtrend. The price is currently testing key support at $38.45. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (45/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, ORI is in a downtrend. The price is currently testing key support at $38.45. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (45/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY LOW
Historical Trading Range
$38.98 -
$41.36
Company Quality Score
62/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
74.8%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (45/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($42.00)
Trading Range Analysis
30-Day Trading Range
$38.98 -
$41.36
Current vs Trading Range
SLIGHTLY LOW
Support & Resistance Levels
Support Level
$38.45
Resistance Level
$40.22
Current Trend
Downtrend
Technical data as of
May 21, 2026
Fundamental Context
Forward P/E (Next Year Est.)
11.81
Wall Street Target
$42.00
(+6.7%)
Revenue Growth (YoY)
13.5%
Earnings Growth (YoY)
34.7%
Profit Margin
10.8%
Valuation Discount vs History
-0.5% cheaper
PE vs Historical
11.8 vs 12.0
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.5%
(market-implied from PE analysis)
1-Year Target
$39.15
(-1%)
2-Year Target
$38.96
(-1%)
3-Year Target
$38.76
(-2%)
3-Yr Target (if PE normalizes)
(PE: 12→12)
$39.40
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.0, Growth: 8.7%)
$94.13
(+139%)
Base:
(SPY PE: 11.8, Growth: 8.7%)
$50.53
(+28%)
Bear:
(PE: 10.0, Growth: 8.7%)
$42.95
(+9%)
📈
Valuation based on Current Earnings
Trailing PE: 9.77 | Current EPS (TTM): $4.06
Bull Case
$35.81
(-9%)
Analyst growth -17.9%, PE expands to 10.7
Base Case
$32.55
(-17%)
Market implied -17.9%, PE stable at 9.8
Bear Case
$26.96
(-32%)
Severe decline -20.0%, PE contracts to 8.3
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 11.8 to 12.0
Stabilization Target:
$40.00
(+1.7%)
PE Expansion Potential:
+1.7%
Share & Embed Analysis
Last updated: May 25, 2026 7:43 AM ET
Data refreshes hourly during market hours. Next update: 8:43 AM
Data refreshes hourly during market hours. Next update: 8:43 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is ORI showing a specific setup today?
Insider Activity (6 Months)
1
Buys
1
Sells
0
Net
INSIDERS SELLING
Recent Transactions
John Eric Smith
BUY
1135 shares
2026-03-02
Carolyn Monroe
SELL
5526 shares
2026-02-02
Top Rated Insurance - Property & Casualty Stocks
Top-rated stocks in Insurance - Property & Casualty by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
ALL
The Allstate Corporation |
BUY
25 analysts |
$242 | 61 BUY |
|
CB
Chubb Ltd |
HOLD
25 analysts |
$345 | 58 HOLD |
|
TRV
The Travelers Companies … |
HOLD
23 analysts |
$314 | 68 BUY |
|
HIG
Hartford Financial Servi… |
BUY
19 analysts |
$144 | 64 BUY |
|
PGR
Progressive Corp |
BUY
19 analysts |
$231 | 59 HOLD |
