EFX Stock Analysis: Buy, Sell, or Hold?
EFX - Equifax, Incorporated
$172.07
9.90 (6.10%)
▲
5d:
+13.26%
30d:
-2.29%
90d:
-4.22%
BUY
MODERATE Confidence
Analysis Updated: Jul 2, 2026 12:00 AM ET
Earnings: Jul 28, 2026
23d
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: EFX shows positive signals but monitor for confirmation. Market pricing in 4.8% decline. Moderate conviction.
💡 BUY OPPORTUNITY: EFX shows positive signals but monitor for confirmation. Market pricing in 4.8% decline. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$344.36
Based on 11.7% avg growth
INTRINSIC VALUE TODAY
$213.82
19.5% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 19.4x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: EFX is currently trading at $172.07, which is considered extended relative to its 30-day fair value range of $156.65 to $170.12. From a valuation perspective, the stock is trading at a discount (Forward PE: 16.8) compared to its historical average (19.4). Remarkably, the market is currently pricing in an annual earnings decline of 4.8% over the next few years. This pessimistic expectation contrasts with the company's recent 34.0% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, EFX is in a strong downtrend. Immediate support is located at $161.25, while resistance sits at $179.62. The stock is showing strong short-term momentum, up 6.1% recently.
Market Sentiment: EFX has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $221.14 (+28.5%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, EFX is in a strong downtrend. Immediate support is located at $161.25, while resistance sits at $179.62. The stock is showing strong short-term momentum, up 6.1% recently.
Market Sentiment: EFX has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $221.14 (+28.5%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$156.65 -
$170.12
Company Quality Score
60/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
66.7%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Strong upward momentum (+6.1%)
- BULLISH: Trading 28.5% below Wall St target ($221.14)
Trading Range Analysis
30-Day Trading Range
$156.65 -
$170.12
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$161.25
Resistance Level
$179.62
Current Trend
Strong Downtrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
16.76
Wall Street Target
$221.14
(+28.5%)
Revenue Growth (YoY)
14.3%
Earnings Growth (YoY)
34.0%
Profit Margin
11.1%
Valuation Discount vs History
-4.8% cheaper
PE vs Historical
16.8 vs 19.4
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-4.8%
(market-implied from PE analysis)
1-Year Target
$163.81
(-5%)
2-Year Target
$155.95
(-9%)
3-Year Target
$148.46
(-14%)
3-Yr Target (if PE normalizes)
(PE: 17→19)
$171.88
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 19.4%)
$380.35
(+121%)
Base:
(SPY PE: 16.8, Growth: 19.4%)
$292.63
(+70%)
Bear:
(PE: 14.2, Growth: 19.4%)
$248.73
(+45%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (29x PE), but valuation improves significantly next year (17x PE) as earnings recover.
Trailing PE: 28.55 | Current EPS (TTM): $5.68
Bull Case
$322.51
(+87%)
Analyst growth 80.8%, PE expands to 31.4
Base Case
$293.19
(+70%)
Market implied 80.8%, PE stable at 28.6
Bear Case
$110.28
(-36%)
Severe decline -20.0%, PE contracts to 24.3
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 16.8 to 19.4
Stabilization Target:
$199.22
(+15.8%)
PE Expansion Potential:
+15.8%
Share & Embed Analysis
Last updated: July 04, 2026 4:56 PM ET
Data refreshes hourly during market hours. Next update: 5:56 PM
Data refreshes hourly during market hours. Next update: 5:56 PM
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Technical Signals Check
Is EFX showing a specific setup today?
Insider Activity (6 Months)
4
Buys
7
Sells
Net
INSIDERS SELLING
Recent Transactions
Gilbert Ray Cisneros, Jr.
BUY
2026-03-13
Ro Khanna
BUY
2026-03-10
Ro Khanna
SELL
2026-02-24
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