FIGR Stock Analysis: Buy, Sell, or Hold?
FIGR - Figure Technology Solutions, Inc. Class A Common Stock
$33.91
1.24 (3.80%)
▲
5d:
+26.01%
30d:
+5.67%
90d:
+3.1%
BUY
MODERATE Confidence
Analysis Updated: Jul 2, 2026 12:00 AM ET
Earnings: Aug 10, 2026
Smart Money Distribution
None View Scanner →
Strength: 6.8/10
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: FIGR shows positive signals but monitor for confirmation. Market pricing in 2.2% decline. Moderate conviction.
💡 BUY OPPORTUNITY: FIGR shows positive signals but monitor for confirmation. Market pricing in 2.2% decline. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$63.66
Based on 12.5% avg growth
INTRINSIC VALUE TODAY
$39.53
14.2% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 25.0x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: FIGR is currently trading at $33.91, which is considered extended relative to its 30-day fair value range of $27.35 to $32.89. The stock's valuation (Forward PE: 23.8) is in line with its historical norms (25.5). Remarkably, the market is currently pricing in an annual earnings decline of 2.2% over the next few years. This pessimistic expectation contrasts with the company's recent 277.8% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, FIGR is in a downtrend. Immediate support is located at $27.10, while resistance sits at $36.39. The stock is showing strong short-term momentum, up 3.8% recently.
Market Sentiment: FIGR has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $55.14 (+62.6%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, FIGR is in a downtrend. Immediate support is located at $27.10, while resistance sits at $36.39. The stock is showing strong short-term momentum, up 3.8% recently.
Market Sentiment: FIGR has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $55.14 (+62.6%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$27.35 -
$32.89
Company Quality Score
57/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
66.7%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Strong upward momentum (+3.8%)
- BULLISH: Trading 62.6% below Wall St target ($55.14)
Trading Range Analysis
30-Day Trading Range
$27.35 -
$32.89
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$27.10
Resistance Level
$36.39
Current Trend
Downtrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
23.82
Wall Street Target
$55.14
(+62.6%)
Revenue Growth (YoY)
119.2%
Earnings Growth (YoY)
277.8%
Profit Margin
35.2%
Valuation Discount vs History
-2.2% cheaper
PE vs Historical
23.8 vs 25.5
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-2.2%
(market-implied from PE analysis)
1-Year Target
$33.16
(-2%)
2-Year Target
$32.43
(-4%)
3-Year Target
$31.72
(-7%)
3-Yr Target (if PE normalizes)
(PE: 24→26)
$33.95
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 23.8, Growth: 21.0%)
$60.01
(+77%)
Base:
(SPY PE: 21.8, Growth: 21.0%)
$54.86
(+62%)
Bear:
(PE: 18.5, Growth: 21.0%)
$46.63
(+38%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (40x PE), but valuation improves significantly next year (24x PE) as earnings recover.
Trailing PE: 39.66 | Current EPS (TTM): $0.82
Bull Case
$62.09
(+83%)
Analyst growth 73.6%, PE expands to 43.6
Base Case
$56.45
(+67%)
Market implied 73.6%, PE stable at 39.7
Bear Case
$22.11
(-35%)
Severe decline -20.0%, PE contracts to 33.7
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 23.8 to 25.5
Stabilization Target:
$36.29
(+7.0%)
PE Expansion Potential:
+7.0%
Share & Embed Analysis
Last updated: July 04, 2026 3:33 PM ET
Data refreshes hourly during market hours. Next update: 4:33 PM
Data refreshes hourly during market hours. Next update: 4:33 PM
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Technical Signals Check
Is FIGR showing a specific setup today?
Insider Activity (6 Months)
0
Buys
5
Sells
Net
INSIDERS SELLING
Recent Transactions
Michael Scott Cagney
SELL
67840 shares
2026-04-15
June Ou
SELL
67840 shares
2026-04-15
David Todd Stevens
SELL
49708 shares
2026-03-19
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