KMPR Stock Analysis: Buy, Sell, or Hold?
KMPR - Kemper Corporation
$29.69
-0.46 (-1.53%)
▼
5d:
-1.98%
30d:
-9.62%
90d:
-7.36%
BUY
HIGH Confidence
Analysis Updated: May 15, 2026 12:00 AM ET
Earnings: May 06, 2026
0d
Get Alerted When KMPR Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
✅ BUY SIGNAL: KMPR shows strong fundamentals and good volume confirmation. Solid entry point despite oversold pricing.
✅ BUY SIGNAL: KMPR shows strong fundamentals and good volume confirmation. Solid entry point despite oversold pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$63.15
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$39.21
24.3% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 6.8x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: KMPR is currently trading at $29.69, which is considered oversold relative to its 30-day fair value range of $30.81 to $33.44. The stock's valuation (Forward PE: 6.2) is in line with its historical norms (6.8). Remarkably, the market is currently pricing in an annual earnings decline of 2.8% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, KMPR is in a strong downtrend. Immediate support is located at $27.74, while resistance sits at $34.64.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $51.00 (+71.8%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, KMPR is in a strong downtrend. Immediate support is located at $27.74, while resistance sits at $34.64.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $51.00 (+71.8%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$30.81 -
$33.44
Company Quality Score
54/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
79.5%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 71.8% below Wall St target ($51.00)
Trading Range Analysis
30-Day Trading Range
$30.81 -
$33.44
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$27.74
Resistance Level
$34.64
Current Trend
Strong Downtrend
Technical data as of
May 15, 2026
Fundamental Context
Forward P/E (Next Year Est.)
6.23
Wall Street Target
$51.00
(+71.8%)
Revenue Growth (YoY)
-7.1%
Earnings Growth (YoY)
-3.4%
Profit Margin
0.9%
Valuation Discount vs History
-2.8% cheaper
PE vs Historical
6.2 vs 6.8
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-2.8%
(market-implied from PE analysis)
1-Year Target
$28.86
(-3%)
2-Year Target
$28.05
(-6%)
3-Year Target
$27.27
(-8%)
3-Yr Target (if PE normalizes)
(PE: 6→7)
$29.78
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.1, Growth: 84.1%)
$355.20
(+1096%)
Base:
(SPY PE: 6.2, Growth: 84.1%)
$100.20
(+238%)
Bear:
(PE: 5.3, Growth: 84.1%)
$85.17
(+187%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (42x PE), but valuation improves significantly next year (6x PE) as earnings recover.
Trailing PE: 41.88 | Current EPS (TTM): $0.72
Bull Case
$66.33
(+123%)
Analyst growth 100.0%, PE expands to 46.1
Base Case
$60.30
(+103%)
Market implied 100.0%, PE stable at 41.9
Bear Case
$20.50
(-31%)
Severe decline -20.0%, PE contracts to 35.6
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 6.2 to 6.8
Stabilization Target:
$32.43
(+9.2%)
PE Expansion Potential:
+9.2%
Share & Embed Analysis
Last updated: May 16, 2026 2:53 AM ET
Data refreshes hourly during market hours. Next update: 3:53 AM
Data refreshes hourly during market hours. Next update: 3:53 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is KMPR showing a specific setup today?
Insider Activity (6 Months)
0
Buys
1
Sells
Net
INSIDERS SELLING
Recent Transactions
Suzet M Mckinney
SELL
504 shares
2026-02-06
Top Rated Insurance - Property & Casualty Stocks
Top-rated stocks in Insurance - Property & Casualty by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
ALL
The Allstate Corporation |
STRONG BUY
20 analysts |
$242 | 60 HOLD |
|
TRV
The Travelers Companies … |
HOLD
23 analysts |
$314 | 62 BUY |
|
PGR
Progressive Corp |
BUY
19 analysts |
$230 | 66 BUY |
|
CB
Chubb Ltd |
HOLD
22 analysts |
$345 | 54 HOLD |
|
HIG
Hartford Financial Servi… |
BUY
19 analysts |
$144 | 54 HOLD |
