PMTS Stock Analysis: Buy, Sell, or Hold?
PMTS - CPI Card Group Inc. Common Stock
$18.16
0.06 (0.33%)
▲
5d:
+1.17%
30d:
+27.98%
90d:
+34.82%
BUY
MODERATE Confidence
Analysis Updated: Apr 28, 2026 12:00 AM ET
Earnings: May 05, 2026
5d
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: PMTS shows positive signals but monitor for confirmation. Market pricing in 2.0% annual growth which appears achievable. Moderate conviction.
💡 BUY OPPORTUNITY: PMTS shows positive signals but monitor for confirmation. Market pricing in 2.0% annual growth which appears achievable. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$33.02
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$20.50
11.4% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 4.9x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: PMTS is currently trading at $18.16, which is considered slightly high relative to its 30-day fair value range of $14.87 to $18.21. The stock's valuation (Forward PE: 5.2) is in line with its historical norms (4.9). At these levels, the market is pricing in 2.0% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, PMTS is in a uptrend. Immediate support is located at $16.59, while resistance sits at $19.52.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $28.25 (+55.6%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, PMTS is in a uptrend. Immediate support is located at $16.59, while resistance sits at $19.52.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $28.25 (+55.6%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$14.87 -
$18.21
Company Quality Score
57/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
66.2%
All Signals
- NEUTRAL: Mixed technical signals (55/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 55.6% below Wall St target ($28.25)
- NEUTRAL: Market pricing in 2.0% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$14.87 -
$18.21
Current vs Trading Range
SLIGHTLY HIGH
Support & Resistance Levels
Support Level
$16.59
Resistance Level
$19.52
Current Trend
Uptrend
Technical data as of
Apr 28, 2026
Fundamental Context
Forward P/E (Next Year Est.)
5.25
Wall Street Target
$28.25
(+55.6%)
Revenue Growth (YoY)
22.3%
Earnings Growth (YoY)
9.7%
Profit Margin
2.8%
Valuation Premium vs History
+2.0% premium
PE vs Historical
5.3 vs 4.9
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+2.0%
(market-implied from PE analysis)
1-Year Target
$18.52
(+2%)
2-Year Target
$18.89
(+4%)
3-Year Target
$19.27
(+6%)
3-Yr Target (if PE normalizes)
(PE: 5→5)
PE COMPRESSION
$17.99
(-1%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.6, Growth: 28.4%)
$150.91
(+731%)
Base:
(SPY PE: 5.2, Growth: 28.4%)
$38.43
(+112%)
Bear:
(PE: 4.5, Growth: 28.4%)
$32.67
(+80%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (14x PE), but valuation improves significantly next year (5x PE) as earnings recover.
Trailing PE: 14.48 | Current EPS (TTM): $1.25
Bull Case
$39.82
(+119%)
Analyst growth 100.0%, PE expands to 15.9
Base Case
$36.20
(+99%)
Market implied 100.0%, PE stable at 14.5
Bear Case
$12.31
(-32%)
Severe decline -20.0%, PE contracts to 12.3
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: April 29, 2026 1:18 AM ET
Data refreshes hourly during market hours. Next update: 2:18 AM
Data refreshes hourly during market hours. Next update: 2:18 AM
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Technical Signals Check
Is PMTS showing a specific setup today?
Insider Activity (6 Months)
2
Buys
1
Sells
+
Net
INSIDERS SELLING
Recent Transactions
Equity Ulc Parallel49
SELL
2126056 shares
2025-12-04
H Sanford Riley
BUY
200000 shares
2025-12-04
H Sanford Riley
BUY
10000 shares
2025-11-06
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