PRA Stock Analysis: Buy, Sell, or Hold?
PRA - ProAssurance Corporation
$24.51
-0.09 (-0.37%)
▼
5d:
-0.77%
30d:
-0.65%
90d:
+0.08%
BUY
MODERATE Confidence
Analysis Updated: May 15, 2026 12:00 AM ET
Earnings: May 05, 2026
0d
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: PRA shows positive signals but monitor for confirmation. Market pricing in 1.7% decline. Moderate conviction.
💡 BUY OPPORTUNITY: PRA shows positive signals but monitor for confirmation. Market pricing in 1.7% decline. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$35.22
Based on 6.5% avg growth
INTRINSIC VALUE TODAY
$21.87
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 22.7x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: PRA is currently trading at $24.51, which is considered slightly low relative to its 30-day fair value range of $24.44 to $24.74. The stock's valuation (Forward PE: 21.6) is in line with its historical norms (22.7). Remarkably, the market is currently pricing in an annual earnings decline of 1.7% over the next few years. This pessimistic expectation contrasts with the company's recent 105.2% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, PRA is in a strong uptrend. The price is currently testing key support at $24.54. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, PRA is in a strong uptrend. The price is currently testing key support at $24.54. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY LOW
Historical Trading Range
$24.44 -
$24.74
Company Quality Score
58/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
74.8%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($25.00)
Trading Range Analysis
30-Day Trading Range
$24.44 -
$24.74
Current vs Trading Range
SLIGHTLY LOW
Support & Resistance Levels
Support Level
$24.54
Resistance Level
$24.79
Current Trend
Strong Uptrend
Technical data as of
May 15, 2026
Fundamental Context
Forward P/E (Next Year Est.)
21.63
Wall Street Target
$25.00
(+2.0%)
Revenue Growth (YoY)
-4.9%
Earnings Growth (YoY)
105.2%
Profit Margin
5.9%
Valuation Discount vs History
-1.7% cheaper
PE vs Historical
21.6 vs 22.7
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-1.7%
(market-implied from PE analysis)
1-Year Target
$24.09
(-2%)
2-Year Target
$23.68
(-3%)
3-Year Target
$23.28
(-5%)
3-Yr Target (if PE normalizes)
(PE: 22→23)
$24.44
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.1, Growth: 9.0%)
$32.37
(+32%)
Base:
(SPY PE: 21.6, Growth: 9.0%)
$31.72
(+29%)
Bear:
(PE: 18.4, Growth: 9.0%)
$26.96
(+10%)
📈
Valuation based on Current Earnings
Trailing PE: 19.52 | Current EPS (TTM): $1.26
Bull Case
$24.34
(-1%)
Analyst growth -10.1%, PE expands to 21.5
Base Case
$22.13
(-10%)
Market implied -10.1%, PE stable at 19.5
Bear Case
$16.73
(-32%)
Severe decline -20.0%, PE contracts to 16.6
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 21.6 to 22.7
Stabilization Target:
$25.73
(+5.0%)
PE Expansion Potential:
+5.0%
Share & Embed Analysis
Last updated: May 16, 2026 7:30 AM ET
Data refreshes hourly during market hours. Next update: 8:30 AM
Data refreshes hourly during market hours. Next update: 8:30 AM
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Technical Signals Check
Is PRA showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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