TRU Stock Analysis: Buy, Sell, or Hold?
TRU - TransUnion
$69.49
3.23 (4.87%)
▲
5d:
-0.71%
30d:
-11.19%
90d:
-7.73%
BUY
MODERATE Confidence
Analysis Updated: May 15, 2026 12:00 AM ET
Earnings: Apr 28, 2026
0d
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: TRU shows positive signals but monitor for confirmation. Market pricing in 6.7% decline. Moderate conviction.
💡 BUY OPPORTUNITY: TRU shows positive signals but monitor for confirmation. Market pricing in 6.7% decline. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$133.95
Based on 10.6% avg growth
INTRINSIC VALUE TODAY
$83.17
16.5% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 14.6x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: TRU is currently trading at $69.49, which is considered oversold relative to its 30-day fair value range of $68.17 to $74.47. From a valuation perspective, the stock is trading at a discount (Forward PE: 11.9) compared to its historical average (14.6). Remarkably, the market is currently pricing in an annual earnings decline of 6.7% over the next few years. This pessimistic expectation contrasts with the company's recent 172.0% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, TRU is in a strong downtrend. Immediate support is located at $66.08, while resistance sits at $73.62. The stock is showing strong short-term momentum, up 4.9% recently.
Market Sentiment: TRU has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. Wall Street analysts see significant upside, with an average price target of $91.81 (+38.6%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, TRU is in a strong downtrend. Immediate support is located at $66.08, while resistance sits at $73.62. The stock is showing strong short-term momentum, up 4.9% recently.
Market Sentiment: TRU has a weak technical setup (25/100), with bearish trendlines and momentum suggesting caution for short-term entries. Wall Street analysts see significant upside, with an average price target of $91.81 (+38.6%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$68.17 -
$74.47
Company Quality Score
57/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
61.9%
All Signals
- BULLISH: Price oversold vs 30-day range
- BEARISH: Weak technical setup (25/100)
- BULLISH: High volume confirmation
- BULLISH: Strong upward momentum (+4.9%)
- BULLISH: Trading 38.6% below Wall St target ($91.81)
Trading Range Analysis
30-Day Trading Range
$68.17 -
$74.47
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$66.08
Resistance Level
$73.62
Current Trend
Strong Downtrend
Technical data as of
May 15, 2026
Fundamental Context
Forward P/E (Next Year Est.)
11.87
Wall Street Target
$91.81
(+38.6%)
Revenue Growth (YoY)
13.7%
Earnings Growth (YoY)
172.0%
Profit Margin
14.9%
Valuation Discount vs History
-6.7% cheaper
PE vs Historical
11.9 vs 14.6
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-6.7%
(market-implied from PE analysis)
1-Year Target
$61.82
(-7%)
2-Year Target
$57.68
(-13%)
3-Year Target
$53.81
(-19%)
3-Yr Target (if PE normalizes)
(PE: 12→15)
$66.18
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 22.1, Growth: 17.1%)
$197.57
(+198%)
Base:
(SPY PE: 11.9, Growth: 17.1%)
$106.28
(+60%)
Bear:
(PE: 10.1, Growth: 17.1%)
$90.34
(+36%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (19x PE), but valuation improves significantly next year (12x PE) as earnings recover.
Trailing PE: 18.53 | Current EPS (TTM): $3.61
Bull Case
$113.78
(+72%)
Analyst growth 54.6%, PE expands to 20.4
Base Case
$103.43
(+56%)
Market implied 54.6%, PE stable at 18.5
Bear Case
$45.50
(-31%)
Severe decline -20.0%, PE contracts to 15.8
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 11.9 to 14.6
Stabilization Target:
$81.48
(+23.0%)
PE Expansion Potential:
+23.0%
Share & Embed Analysis
Last updated: May 18, 2026 10:35 AM ET
Data refreshes hourly during market hours. Next update: 11:35 AM
Data refreshes hourly during market hours. Next update: 11:35 AM
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Technical Signals Check
Is TRU showing a specific setup today?
Insider Activity (6 Months)
0
Buys
11
Sells
Net
INSIDERS SELLING
Recent Transactions
Heather J Russell
SELL
1983 shares
2026-04-21
Steven M Chaouki
SELL
5000 shares
2026-04-02
Todd C Skinner
SELL
500 shares
2026-04-01
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