UMH Stock Analysis: Buy, Sell, or Hold?

UMH - UMH Properties, Inc.

REAL ESTATE INVESTMENT TRUSTS
$15.52
0.24 (1.57%) ▲
5d: +2.65%
30d: +3.47%
90d: +6.16%
BUY
MODERATE Confidence
Analysis Updated: Jul 2, 2026 12:00 AM ET
Earnings: Aug 05, 2026

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Interactive Price Chart (1 Month)

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💡
Bottom Line:
💡 BUY OPPORTUNITY: UMH shows positive signals but monitor for confirmation. Market pricing in 3.9% decline. Moderate conviction.
See Forward Earnings Fair Value & Price Prediction →

In-depth Analysis How we analyze

Valuation Analysis: UMH is currently trading at $15.52, which is considered extended relative to its 30-day fair value range of $15.00 to $15.41. From a valuation perspective, the stock is trading at a discount (Forward PE: 90.0) compared to its historical average (101.5). Remarkably, the market is currently pricing in an annual earnings decline of 3.9% over the next few years. This aligns with recent fundamental challenges.

Technical Outlook: Technically, UMH is in a downtrend. The price is approaching resistance at $15.73. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.

Market Sentiment: UMH has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $19.43 (+25.2%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.

Quick Decision Summary

Current Position EXTENDED
Historical Trading Range $15.00 - $15.41
Company Quality Score 59/100 (HOLD)
Volume Confirmation HIGH
Confidence Score 61.9%

All Signals

  • BEARISH: Price extended above range
  • BULLISH: Strong technical setup (60/100)
  • BULLISH: High volume confirmation
  • BULLISH: Trading 25.2% below Wall St target ($19.43)

Trading Range Analysis

30-Day Trading Range $15.00 - $15.41
Current vs Trading Range EXTENDED

Support & Resistance Levels

Support Level $14.74
Resistance Level $15.73
Current Trend Downtrend
Technical data as of Jun 9, 2026

Fundamental Context

Forward P/E (Next Year Est.) 89.97
Wall Street Target $19.43 (+25.2%)
Revenue Growth (YoY) 7.6%
Earnings Growth (YoY) -54.2%
Profit Margin 11.0%
Valuation Discount vs History -3.9% cheaper
PE vs Historical 90.0 vs 101.5 CHEAP
Market-Implied Price Targets If current PE multiple persists
Implied Growth (YoY): -3.9% (market-implied from PE analysis)
1-Year Target $14.91 (-4%)
2-Year Target $14.33 (-8%)
3-Year Target $13.77 (-11%)
3-Yr Target (if PE normalizes) (PE: 90→102) $15.54 (+0%)
3-Year Scenarios Using analyst projected EPS growth
Bull: (PE: 90.0, Growth: 23.2%) $29.03 (+87%)
Base: (SPY PE: 21.8, Growth: 23.2%) $7.03 (-55%)
Bear: (PE: 18.5, Growth: 23.2%) $5.97 (-62%)
📈 Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (127x PE), but valuation improves significantly next year (90x PE) as earnings recover.
Forward PE: 126.58 | Forward EPS (Implied): $0.12
Bull Case $18.74 (+21%)
Analyst growth 15.0%, PE expands to 132.9
Base Case $15.52 (0%)
Market implied 0.0%, PE stable at 126.6
Bear Case $11.87 (-24%)
Severe decline -15.0%, PE contracts to 113.9
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡 Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 90.0 to 101.5
Stabilization Target: $17.51 (+12.8%)
PE Expansion Potential: +12.8%
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Last updated: July 03, 2026 8:10 PM ET
Data refreshes hourly during market hours. Next update: 9:10 PM
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Insider Activity (6 Months)
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NEUTRAL

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