WTM Stock Analysis: Buy, Sell, or Hold?
WTM - White Mountains Insurance Group Ltd.
$2146.85
7.76 (0.36%)
▲
5d:
+0.47%
30d:
-6.06%
90d:
-1.94%
BUY
MODERATE Confidence
Analysis Updated: May 22, 2026 12:00 AM ET
Earnings: May 06, 2026
0d
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: WTM shows positive signals but monitor for confirmation. Market pricing in 0.1% growth. Moderate conviction.
💡 BUY OPPORTUNITY: WTM shows positive signals but monitor for confirmation. Market pricing in 0.1% growth. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$442.05
Based on -24.3% avg growth
INTRINSIC VALUE TODAY
$274.48
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 23.8x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: WTM is currently trading at $2146.85, which is considered slightly low relative to its 30-day fair value range of $2115.67 to $2258.96. The stock's valuation (Forward PE: 23.9) is in line with its historical norms (23.8). At these levels, the market is pricing in 0.1% annual earnings growth.
Technical Outlook: Technically, WTM is in a uptrend. The price is approaching resistance at $2196.09. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (45/100), with neutral trendline and momentum signals. However, the stock is trading significantly above the average Wall Street target of $360.00. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, WTM is in a uptrend. The price is approaching resistance at $2196.09. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (45/100), with neutral trendline and momentum signals. However, the stock is trading significantly above the average Wall Street target of $360.00. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY LOW
Historical Trading Range
$2115.67 -
$2258.96
Company Quality Score
58/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
73.3%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (45/100)
- BULLISH: High volume confirmation
- BEARISH: Trading 83.2% above Wall St target ($360.00)
- BULLISH: Expecting earnings turnaround to 0.1% growth with -10.8% revenue growth
Trading Range Analysis
30-Day Trading Range
$2115.67 -
$2258.96
Current vs Trading Range
SLIGHTLY LOW
Support & Resistance Levels
Support Level
$2075.05
Resistance Level
$2196.09
Current Trend
Uptrend
Technical data as of
May 21, 2026
Fundamental Context
Forward P/E (Next Year Est.)
23.85
Wall Street Target
$360.00
(-83.2%)
Revenue Growth (YoY)
-10.8%
Earnings Growth (YoY)
-36.6%
Profit Margin
37.0%
Valuation Premium vs History
+0.1% premium
PE vs Historical
23.9 vs 23.8
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.1%
(market-implied from PE analysis)
1-Year Target
$2149.00
(+0%)
2-Year Target
$2151.15
(+0%)
3-Year Target
$2153.30
(+0%)
3-Yr Target (if PE normalizes)
(PE: 24→24)
PE COMPRESSION
$2148.43
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 23.9, Growth: -52.6%)
$1565.05
(+-27%)
Base:
(SPY PE: 22.0, Growth: -52.6%)
$1442.76
(-33%)
Bear:
(PE: 18.7, Growth: -52.6%)
$1226.35
(-43%)
📈
Valuation based on Current Earnings
Trailing PE: 5.29 | Current EPS (TTM): $404.29
Bull Case
$1176.50
(-45%)
Analyst growth -50.0%, PE expands to 5.8
Base Case
$1069.55
(-50%)
Market implied -50.0%, PE stable at 5.3
Bear Case
$1454.59
(-32%)
Severe decline -20.0%, PE contracts to 4.5
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: May 25, 2026 10:31 AM ET
Data refreshes hourly during market hours. Next update: 11:31 AM
Data refreshes hourly during market hours. Next update: 11:31 AM
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Technical Signals Check
Is WTM showing a specific setup today?
Insider Activity (6 Months)
0
Buys
1
Sells
Net
INSIDERS SELLING
Recent Transactions
Philip A Gelston
SELL
165 shares
2025-12-16
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