UPST vs QFIN

Head-to-Head Stock Analysis & Investment Rating

Last Updated: May 08, 2026

UPST

49.9
AI Score
VS
QFIN Wins

QFIN

56.0
AI Score

Investment Advisor Scores

UPST

50score
Recommendation
HOLD

QFIN

56score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric UPST QFIN Winner
Forward P/E 33.4448 3.2712 QFIN
PEG Ratio 0 0 Tie
Revenue Growth 44.6% -8.7% UPST
Earnings Growth 209.1% -41.0% UPST
Tradestie Score 49.9/100 56.0/100 QFIN
Profit Margin 4.2% 31.2% QFIN
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Frequently Asked Questions

Based on our detailed analysis, QFIN is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.