NMI Holdings Inc through its subsidiaries provides private mortgage guaranty insurance. The company offers mortgage insurance, reinsurance on loans, and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, Internet-sourced lenders, and other non-bank lenders. It protects lenders and investors from default-related losses on a portion of the unpaid principal balance of a covered mortgage.
Quick Stats
Jan 30, 202653.5
AI Score
HOLD1.79
Volume Ratio
Feb 10, 2026
Next Earnings
13
+ve Days (30d)
15
-ve Days (30d)
NMIH Stock Summary
Last updated Jan 30, 2026
NMIH is currently trading at $38.72, positioned above its 200-day moving average of $38.41, indicating a long-term uptrend. The stock has a 52-week range of $31.9 to $43.2.
Technical Analysis: The 50-day moving average stands at $39.05, which is above the current price, indicating bearish near-term pressure. The RSI (Relative Strength Index) reads 49.234, suggesting the stock is neutral with balanced momentum.
Money Flow Indicators: The Chaikin Money Flow (20-day) is 0.047, which is positive, indicating accumulation by institutional investors. Our AI-powered investment score rates NMIH at 53.5/100 with a HOLD recommendation.
NMIH (NMI Holdings Inc. Common Stock) Indicators
Last updated Jan 30, 2026
| Indicator | Value |
|---|---|
| RSI(14) | 49.234 |
| CMF (20) | 0.047 |
| ROC (10) | 2.924 |
| ADX (14) | 28.847 |
| Indicator | Value |
|---|---|
| MACD (12,26,9) | -0.309 |
| AROONOSC (14) | -21.429 |
| WILLAMS %R (14) | -35.637 |
| MFI (14) | 49.784 |
NMIH Technical Chart
- Candlesticks: Green = price up, Red = price down. Body shows open/close, wicks show high/low.
- SMAs: Moving averages help identify trends. Price above SMA = bullish, below = bearish.
- Options OI: Shows max open interest strikes. High OI = significant price levels.
- Volume Profile: Shows price levels with most trading activity. POC = Point of Control (highest volume).
- Earnings: Vertical lines mark earnings dates. Watch for volatility around these dates.
- Gamma Walls: Key support/resistance from options gamma exposure. Orange = resistance above, Purple = support below.
- Fibonacci Retracement: Auto-calculated support/resistance levels based on recent high/low. Key levels: 23.6%, 38.2%, 50%, 61.8%, 78.6%.
- Unusual Activity: Highlights days with abnormal volume (2x+ average) or large price moves (5%+). Red marker = unusual activity detected.
Technical Indicators
Select indicators above to analyze technical patterns
Indicators will appear below the price chart with perfectly aligned datesVolume Profile Analysis
Horizontal histogram showing volume distribution at each price level with buying/selling pressure
NMIH Price vs Max Options Open Interest
NMIH Max Change In Options Open Interest
NMIH Options - Sort by Max open Interest (near term)
31st January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
NMIH Daily Out of Money Options - Sort by Max open Interest (near term)
31st January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
NMIH Daily In the Money Options - Sort by Max open Interest (near term)
31st January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | OI | Change in OI |
Volume | Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
NMIH Most Active Options by Volume(near term)
31st January 2026 (Data is delayed in normal mkt. hours)
| Type | Expiration | Strike | Volume | OI | Change in OI |
Ask | PC | Delta | Vega | Volatility | % change | Track |
|---|
NMI Holdings Inc. Common Stock is not trading above both 50 Day and 200 Day SMA which is considered Bearish.
NMIH Moving Averages Analysis
NMI Holdings Inc. Common Stock has been above 200 day sma 1 times in last 30 days. Last time it was above 200 day sma was on Jan 30, 2026
NMIH (NMI Holdings Inc. Common Stock) Simple Moving Averages
Moving Averages are last updated Jan 30, 2026
| Days | MA |
|---|---|
| 10 | 38.24 |
| 20 | 38.79 |
| 30 | 39.62 |
| 50 | 39.05 |
| 100 | 38.21 |
| 200 | 38.41 |
NMIH Fundamental Analysis
| P/E (Forward) | 7.3801 |
| P/E (Trailing) | 8.1004 |
| Market Cap ($) | 3.0 billion |
| Earnings/Share ($) | 4.78 |
| Net Proft Margin (%) | 0.5502 |
| Dividend/Share ($) | -- |
| EPS Estimate Current Year ($) | 4.9063 |
| EPS Estimate Next Year ($) | 5.1052 |
| WallStreet Target Price ($) | 45.1429 |
| Most Recent Quarter |