FNF Stock Analysis: Buy, Sell, or Hold?
FNF - Fidelity National Financial, Inc.
$50.58
0.31 (0.62%)
▲
5d:
-2.03%
30d:
+5.79%
90d:
-12.2%
BUY
MODERATE Confidence
Analysis Updated: May 8, 2026 12:00 AM ET
Earnings: May 13, 2026
4d
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: FNF shows positive signals but monitor for confirmation. Market pricing in 1.8% decline. Moderate conviction.
💡 BUY OPPORTUNITY: FNF shows positive signals but monitor for confirmation. Market pricing in 1.8% decline. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$73.96
Based on 7.0% avg growth
INTRINSIC VALUE TODAY
$45.92
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.2x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: FNF is currently trading at $50.58, which is considered fair relative to its 30-day fair value range of $47.08 to $51.63. The stock's valuation (Forward PE: 7.8) is in line with its historical norms (8.2). Remarkably, the market is currently pricing in an annual earnings decline of 1.8% over the next few years. This pessimistic expectation contrasts with the company's recent 37.1% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, FNF is in a downtrend. Immediate support is located at $46.67, while resistance sits at $52.94.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $64.60 (+28.5%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, FNF is in a downtrend. Immediate support is located at $46.67, while resistance sits at $52.94.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $64.60 (+28.5%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$47.08 -
$51.63
Company Quality Score
51/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
72.4%
All Signals
- NEUTRAL: Price in fair range
- NEUTRAL: Mixed technical signals (55/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 28.5% below Wall St target ($64.60)
Trading Range Analysis
30-Day Trading Range
$47.08 -
$51.63
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$46.67
Resistance Level
$52.94
Current Trend
Downtrend
Technical data as of
May 8, 2026
Fundamental Context
Forward P/E (Next Year Est.)
7.79
Wall Street Target
$64.60
(+28.5%)
Revenue Growth (YoY)
12.3%
Earnings Growth (YoY)
37.1%
Profit Margin
4.2%
Valuation Discount vs History
-1.8% cheaper
PE vs Historical
7.8 vs 8.2
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-1.8%
(market-implied from PE analysis)
1-Year Target
$49.37
(-2%)
2-Year Target
$48.48
(-4%)
3-Year Target
$47.60
(-5%)
3-Yr Target (if PE normalizes)
(PE: 8→8)
$50.10
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.9, Growth: 9.9%)
$188.03
(+274%)
Base:
(SPY PE: 7.8, Growth: 9.9%)
$66.77
(+33%)
Bear:
(PE: 6.6, Growth: 9.9%)
$56.76
(+13%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (23x PE), but valuation improves significantly next year (8x PE) as earnings recover.
Trailing PE: 23.21 | Current EPS (TTM): $2.21
Bull Case
$112.84
(+125%)
Analyst growth 100.0%, PE expands to 25.5
Base Case
$102.58
(+104%)
Market implied 100.0%, PE stable at 23.2
Bear Case
$34.88
(-31%)
Severe decline -20.0%, PE contracts to 19.7
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 7.8 to 8.2
Stabilization Target:
$52.91
(+5.2%)
PE Expansion Potential:
+5.2%
Share & Embed Analysis
Last updated: May 08, 2026 4:20 PM ET
Data refreshes hourly during market hours. Next update: 5:20 PM
Data refreshes hourly during market hours. Next update: 5:20 PM
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Technical Signals Check
Is FNF showing a specific setup today?
Insider Activity (6 Months)
0
Buys
3
Sells
Net
INSIDERS SELLING
Recent Transactions
August Pfluger
SELL
2026-01-12
Halim Dhanidina
SELL
6000 shares
2026-01-05
Daniel D Lane
SELL
6367 shares
2025-11-17
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