NCNO Stock Analysis: Buy, Sell, or Hold?

NCNO - nCino, Inc. Common Stock

SERVICES-PREPACKAGED SOFTWARE
$15.41
0.44 (2.94%) ▲
5d: -7.95%
30d: -16.52%
90d: -4.76%
HOLD
LOW Confidence
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Analysis Updated: May 15, 2026 12:00 AM ET
Earnings: May 27, 2026 8d
Smart Money Accumulation

NCNO is down 15.7% this week, but smart money is accumulating calls. Top strike: $17.5 2026-06-18 with 143 OI. Call ratio: 84% View Scanner →

Strength: 10.0/10

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Interactive Price Chart (1 Month)

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💡
Bottom Line:
📊 HOLD: NCNO shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
See Forward Earnings Fair Value & Price Prediction →

Long-Term Wealth Forecast (2031)

Based on Analyst Consensus Growth & Historical Valuation

0% (Stagnation) 50% (Hyper Growth)
EST. PRICE IN 2031
$30.99
Based on 8.8% avg growth
INTRINSIC VALUE TODAY
$19.24
19.9% Margin of Safety

How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 19.9x Exit PE.

In-depth Analysis How we analyze

Valuation Analysis: NCNO is currently trading at $15.41, which is considered oversold relative to its 30-day fair value range of $16.45 to $18.36. From a valuation perspective, the stock is trading at a discount (Forward PE: 14.6) compared to its historical average (19.9). Remarkably, the market is currently pricing in an annual earnings decline of 9.8% over the next few years. This aligns with recent fundamental challenges.

Technical Outlook: Technically, NCNO is in a strong downtrend. Immediate support is located at $14.47, while resistance sits at $18.34.

Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $23.64 (+57.9%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.

Quick Decision Summary

Current Position OVERSOLD
Historical Trading Range $16.45 - $18.36
Company Quality Score 53/100 (HOLD)
Volume Confirmation HIGH
Confidence Score 79.5%

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All Signals

  • BULLISH: Price oversold vs 30-day range
  • NEUTRAL: Mixed technical signals (40/100)
  • BULLISH: High volume confirmation
  • BULLISH: Trading 57.9% below Wall St target ($23.64)
  • CAUTION: Recommendation downgraded due to -7.9% 5-day decline

Trading Range Analysis

30-Day Trading Range $16.45 - $18.36
Current vs Trading Range OVERSOLD

Support & Resistance Levels

Support Level $14.48
Resistance Level $18.34
Current Trend Strong Downtrend
Technical data as of May 15, 2026

Fundamental Context

Forward P/E (Next Year Est.) 14.59
Wall Street Target $23.64 (+57.9%)
Revenue Growth (YoY) 5.9%
Profit Margin 0.9%
Valuation Discount vs History -9.8% cheaper
PE vs Historical 14.6 vs 19.9 CHEAP
Market-Implied Price Targets If current PE multiple persists
Implied Growth (YoY): -9.8% (market-implied from PE analysis)
1-Year Target $13.50 (-10%)
2-Year Target $12.18 (-19%)
3-Year Target $10.99 (-27%)
3-Yr Target (if PE normalizes) (PE: 15→20) $14.99 (+0%)
3-Year Scenarios Using analyst projected EPS growth
Bull: (PE: 22.1, Growth: 13.5%) $33.07 (+121%)
Base: (SPY PE: 14.6, Growth: 13.5%) $21.86 (+46%)
Bear: (PE: 12.4, Growth: 13.5%) $18.58 (+24%)
📈 Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (15x PE), but valuation improves significantly next year (15x PE) as earnings recover.
Forward PE: 14.60 | Forward EPS (Implied): $1.03
Bull Case $18.08 (+21%)
Analyst growth 15.0%, PE expands to 15.3
Base Case $14.97 (0%)
Market implied 0.0%, PE stable at 14.6
Bear Case $11.45 (-24%)
Severe decline -15.0%, PE contracts to 13.1
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡 Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 14.6 to 19.9
Stabilization Target: $20.42 (+36.4%)
PE Expansion Potential: +36.4%
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Last updated: May 18, 2026 10:36 AM ET
Data refreshes hourly during market hours. Next update: 11:36 AM
🔥 Top Stocks Breaking Out Now
Ticker Score Recommendation Change %
Insider Activity (6 Months)
0
Buys
16
Sells
Net
INSIDERS SELLING
Recent Transactions
Jeanette Sellers SELL 1873 shares 2026-04-14
Sean Desmond SELL 15440 shares 2026-04-06
Gregory Orenstein SELL 8840 shares 2026-04-02

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Advanced NCNO Option Strategies

Professional options setups generated by AI based on today's NCNO price and gamma walls.

Iron Condor Bull Call Bear Put Collar

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